Where should I invest for 25 years?

I am new to investments and savings. I am 35 years old. Last year, I had started two HDFC ULIPs (for 10 years) with an annual premium of Rs 50,000. Last month, I had bought a term policy for a monthly premium of Rs 3,890. Now I am planning to invest via SIPs. Please suggest me some good options. I have a one-year-old daughter. Do consider that I shall be retired after 25 years.

–Naquib Maniar

Suresh Sadagopan, Founder, Ladder7 Financial Advisories, responds:

You can consider investing in some of these funds depending on your risk appetite. These all are equity-oriented funds:

DSP BlackRock Focus 25 Fund

Birla Sun Life Frontline Equity Fund

Franklin India Prima Plus Fund

HDFC Balanced Fund

Franklin India High Growth Companies Fund

Quantum Long Term Equity Fund

Franklin India Balanced Fund

Kotak Select Focus Fund

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