Kitchen, who joined UTB as a business development manager in September 2024, will work alongside Alex Alexandrou and Andrew Ferguson.
United Trust Bank (UTB) Mortgages has appointed Frankie Kitchen (pictured) as buy-to-let (BTL) key account manager.
Kitchen, who joined UTB as a business development manager in September 2024, will work alongside Alex Alexandrou, sales director – buy-to-let and unregulated bridging, and Andrew Ferguson, commercial director – mortgages, buy-to-let and bridging, to support the lender’s growth strategy.
The appointment comes ahead of a series of planned enhancements to UTB’s buy-to-let proposition, including product and criteria changes due to be announced in the coming weeks.
In his new role, Kitchen will focus on developing relationships with key broker partners, delivering training and market updates, and gathering intermediary feedback to help shape future product development.
Andrew Ferguson, commercial director – mortgages, buy-to-let and bridging at United Trust Bank, said: “We’re making significant investment in our Buy-to-Let proposition because we see a real opportunity to support brokers writing more specialist landlord business.
“Frankie’s appointment reflects the importance we place on building closer relationships with our broker partners and ensuring they have direct access to the people, expertise and support they need to succeed.
“This is only the beginning. Over the coming weeks we’ll be introducing a range of enhancements to our Buy-to-Let proposition, including improvements to both our processes and lending criteria, making it quicker and easier for brokers to place business with us.
“We’ve already seen the positive impact similar changes have had across our Residential and Second Charge businesses, contributing to record business volumes in June, and we’re confident our Buy-to-Let proposition will continue that momentum through the second half of the year.”
Kitchen added: “I’m excited to be focusing on Buy-to-Let at such an important time for the business.
“We’ve been listening closely to brokers and there are some exciting developments on the way which I’m looking forward to sharing.
“My priority is to build even stronger relationships with our broker partners, helping them make the most of UTB’s specialist lending expertise and ensuring their feedback continues to shape how our proposition evolves.”

