Molo Finance has announced rate reductions of 20 basis points on its UK resident two-year and five-year buy-to-let products, effective immediately.

For standard buy-to-let products, two-year fixed rates now start at 3.25% for individuals and limited companies. Specialist buy-to-let product rates including multi-unit freehold blocks, houses of multiple occupation, new-build and investor-led properties, now start at 3.50%, providing competitive options for more complex property investments.

Rates for non-UK residents remain unchanged, starting at 5.99% while expat rates start at 5.24%. The latest rate reductions reflect our ongoing efforts to provide landlords and property investors with greater affordability and stability in an evolving market.

Molo’s Distribution Director, Martin Sims, said, “Brokers play a crucial role in helping landlords secure the right financing. By reducing our rates, we are giving intermediaries even stronger options to support their clients, whether they are growing their portfolios or securing their first investment property.”