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When you’re looking for your next credit card, you may want to wait until you can take advantage of a valuable welcome bonus. Not every rewards credit card offers a welcome bonus (or a limited-time increased bonus), but for the ones that do, you can earn hundreds of dollars in additional value by applying at the right time (and then meeting the spending requirements).

Below, CNBC Select has highlighted some of the best welcome bonuses that will be ending soon. This list doesn’t feature every limited-time credit card welcome bonus. Instead, we’ve highlighted bonuses that provide the most value compared to the standard offer or more value than comparable rewards credit cards.

Flexible travel rewards credit card welcome bonuses ending soon

Pro tip: You can pair this card with a Chase bank account

Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent availability.

Good to Excellent670–850

Earn $250 in Capital One Travel plus 75,000 bonus miles

New limited-time welcome bonus: New cardholders opening a Capital One Venture Rewards Credit Card can receive $250 in Capital One Travel credits to use in their first cardholder year, plus 75,000 bonus miles once they spend $4,000 on purchases within the first three months from account opening

Previous welcome bonus: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening.

CNBC Select’s take: The Capital One Venture and Chase Sapphire Preferred cards are always fighting each other for the top spot on best beginner and mid-tier travel card lists. If you’ve been wanting to grab this card, now is the time because you’re getting an extra $250 in value. However, the travel credit is only good for the first year, and it’s not as valuable — or flexible — as an equivalent number of miles (25,000), so the Sapphire Preferred will be better for most people. The Venture Rewards Card is a good option if you don’t qualify for the Sapphire Preferred’s welcome bonus or you can’t meet its higher $5,000 spending requirement.

On the American Express site

New limited-time welcome bonus: Through June 30, 2025, you can earn 150,000 Membership Rewards® points after spending $20,000 in eligible purchases on your Amex Business Platinum Card within the first three months of card membership. On top of that, you can earn a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your card within the first three months of card membership.

Previous welcome bonus: Earn 150,000 bonus points after spending $20,000 in eligible purchases on the card within the first three months of card membership.

CNBC Select’s take: The Business Platinum Card® from American Express is one of the top business travel cards because it’s loaded with travel perks and earns Amex Membership Rewards points. The biggest question for any business owner is whether the Amex Business Platinum Card is worth the annual fee, which is one of the highest at $695 (see rates and fees). The card provides more than enough value to justify its cost, however, many of its benefits are complicated. Most of the statement credits are earned monthly or quarterly or only apply to specific purchases.

This offer gives you a chance to more easily offset a big chunk of the card’s annual fee. You’re essentially receiving a rebate of up to 20% on eligible airfare, which dramatically reduces the upfront cost of getting this card.

Pro tip: You can pair this card with an Amex bank account

Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent availability.

Airline credit card welcome bonuses ending soon

Good to Excellent670–850

$0 intro annual fee for the first year, then $150

New limited-time welcome bonus: Through May 7, 2025, you can earn 80,000 United miles, after spending $3,000 on qualifying purchases in the first three months of opening The New United℠ Explorer Card.

Previous welcome bonus: Earn 50,000 bonus miles after you spend $3,000 on purchases in the first three months your account is open.

CNBC Select’s take: This card is useful if you fly with United because of the airline-specific benefits, like a free first checked bag for you and a companion. The increased welcome bonus is worth 60% more than the previous offer.

New limited-time welcome bonus: Through May 7, 2025, new cardmembers can earn 90,000 United miles and 500 PQP after spending $4,000 on qualifying purchases in the first three months of opening The New United Quest℠ Card.

Previous welcome bonus: Earn 60,000 bonus miles and 500 PQP after you spend $4,000 on purchases in the first three months your account is open.

CNBC Select’s take: If you value United Premier elite status, this is a solid choice because you can earn an annual PQP bonus, and you’ll earn PQP for spending. Now is a good time to apply since you can earn a 50% larger welcome bonus than the old offer.

Good to Excellent670–850

20.49% – 28.99% variable APR

Earn 125,000 bonus miles 

New limited-time welcome bonus: Through May 7, 2025, The New United℠ Business Card has an intro bonus of 125,000 United miles after spending $5,000 on qualifying purchases in the first three months of account opening.

Previous welcome bonus: Earn 100,000 bonus miles after you spend $5,000 on purchases in the first three months your account is open.

CNBC Select’s take: There are business credit cards that earn more valuable rewards and offer more generous bonus spending categories. However, if you travel with United just a few times a year, the United-specific perks like free first checked bags, annual United TravelBank credit and two annual one-time-visit United Club passes make this card worth it.

Good to Excellent670–850

Earn 75,000 American Airlines AAdvantage® bonus miles

New limited-time welcome bonus: You can earn 75,000 American Airlines AAdvantage miles after spending $3,500 in the first four months from account opening a Citi® / AAdvantage® Platinum Select® World Elite Mastercard®.

Previous welcome bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 within the first three months of account opening.

CNBC Select’s take: This card’s annual fee is waived for the first year, which makes this increased welcome bonus even more valuable. American Airlines AAdvantage miles can be especially useful for booking awards with partner airlines, such as Qatar Airways, Japan Airlines, Cathay Pacific and more.

Hotel credit card welcome bonuses ending soon

On the American Express site

On the American Express site

Good to Excellent670–850

Earn 155,000 Marriott Bonvoy® bonus points

New limited-time welcome bonus: The Marriott Bonvoy Bevy™ American Express® Card is offering new cardholders 155,000 Marriott Bonvoy bonus points after they use their new card to make $5,000 in purchases within the first six months of card membership.

Previous welcome bonus: Earn 85,000 Marriott Bonvoy points after spending $5,000 in six months from account opening.

CNBC Select’s take: This limited-time offer provides a welcome bonus worth over 80% more points for the same spending requirement. If you’re looking for a mid-tier Marriott card, this is the offer for you.

On the American Express site

New limited-time welcome bonus: The Marriott Bonvoy Brilliant® American Express® Card is offering new card members can 185,000 Marriott Bonvoy® bonus points after making $6,000 in purchases with their new card within the first six months of card membership.

Previous welcome bonus: Earn 95,000 Marriott Bonvoy points after spending $6,000 in purchases in six months from account opening.

CNBC Select’s take: If you’ve been waiting for the right time to unlock this card’s luxury perks, you’re in luck. With the same minimum spending requirement, you can now earn nearly double the bonus points.

Check out our credit card marketplace for more options or, get matched with other financial products for your money needs.

FAQs

Does the annual fee count toward the minimum spending requirement?

Typically, fees and interest charges do not count toward meeting your credit card’s minimum spending requirement. This includes the annual fee.

When does the clock start on meeting the minimum spending requirement?

The timeframe you have to meet a credit card’s minimum spending requirement and earn its welcome bonus starts when you are approved for the card. That means if your card doesn’t offer instant access, you’ll have less time than you think to work on the spending requirement because it can take a week or two to receive your card in the mail.

When will the bonus rewards show up in my account?

Your welcome bonus rewards typically post to your account after the close of the billing cycle where you met the minimum spending. If you meet your spending requirement on the 5th day of the month and your statement closes on the 25th day of the month, you most likely won’t receive your rewards until after the 25th.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

For rates and fees of the Business Platinum Card® from American Express, click here.

For rates and fees of the Marriott Bonvoy Bevy™ American Express Card, click here.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, click here.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.



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