If you’ve been waiting for the right time to sign up for a new cash back credit card, this is it. Chase is offering a limited-time welcome bonus on its Chase Freedom Unlimited® card (see rates and fees) — but here’s the catch: This is your last chance to grab the offer.

Right now, new cardholders can earn a $250 bonus after spending just $500 in the first 3 months. That’s a massive return on everyday spending — and one of the easiest-to-earn bonuses we’ve seen lately. But once this offer ends, it’s gone.

Why the Chase Freedom Unlimited deserves a spot in your wallet

The Chase Freedom Unlimited® card has long been a fan favorite thanks to its simple rewards structure and serious cash back potential. Here’s what you get:

• 5% cash back on travel purchased through Chase Travel
• 3% cash back on drugstores, restaurants, takeout, and eligible food delivery
• 1.5% cash back on all other purchases

No rotating categories. No hoops. Just straightforward rewards that stack up fast — especially when combined with that $250 sign-up bonus.

How to earn the $250 bonus

This welcome bonus is incredibly easy to earn. All you need to do is spend $500 in the first 3 months after opening your account. That’s less than $170 per month — something most people already spend on groceries, gas, or dining out.

Once you hit that spending mark, Chase will drop $250 straight into your account as a statement credit.

But the clock is ticking and this is your last chance to qualify for the offer — and there’s no guarantee it’ll come back. Chase runs limited-time promotions like this from time to time, but they’re often short-lived and unpredictable.

$0 annual fee — and flexible redemption

The Chase Freedom Unlimited card also comes with a $0 annual fee, making it one of the most affordable ways to dip your toes into cash back rewards.

And when it comes time to redeem your points, you’ve got options:

• Use them as a statement credit
• Book travel through Chase Travel℠
• Shop with points on Amazon
• Or even transfer to other Chase cards for more value

Final thoughts: A simple way to pocket $250

There aren’t many credit cards offering a $250 sign-up bonus for this low of a spending requirement — especially with a $0 annual fee. If you’ve been on the fence, now’s the time to move. This deal expires soon, and once it’s gone, it may not return for months (or longer).

Apply now for the Chase Freedom Unlimited® card (see rates and fees). Upon approval, begin spending to lock in your bonus before it disappears.