If I had to keep just one credit card in my wallet, it’d be the Wells Fargo Active Cash® Card (see rates and fees).
Since I got it, I’ve used it almost exclusively thanks to its simplicity and ease of use. There are no rotating categories, no points to track, and no hoops to jump through. Just straightforward 2% cash rewards on everything I buy.
And right now, it’s offering a $200 cash rewards welcome bonus after spending just $500 in the first 3 months — just one more reason I recommend this card to friends and family. Here’s why now is the time to pull the trigger.
Welcome offer: Get $200 after spending just $500
Right now, new cardholders can earn a $200 cash rewards bonus after spending just $500 in the first 3 months of card ownership.
That’s an extremely low bar for a welcome bonus — just about $167 a month. Most people can easily hit that target with everyday spending, like groceries, gas, or bills.
And since the card has a $0 annual fee, you’ll already be up $200 after just 90 days or so.
Ready to start earning your bonus? Apply for the Wells Fargo Active Cash® Card today (see rates and fees) for the chance to earn $200 cash rewards after spending $500 on purchases in our first 3 months.
Why I love the Wells Fargo Active Cash® Card
Unlimited 2% cash rewards on all purchases
With the Wells Fargo Active Cash® Card, there’s no need to remember different earning rates or activate any bonus categories. You’ll earn a flat 2% cash rewards whether you’re buying groceries, booking travel, or paying the bills.
That kind of simplicity is hard to beat.
$0 annual fee
Some cash back cards charge $95 or more each year. With the Wells Fargo Active Cash® Card, you’ll keep more of your rewards because there’s no annual fee eating into your earnings.
Solid intro APR offer
If you’re planning a big purchase or have a balance to transfer, this card also offers a 0% intro APR for 12 months from account opening on qualifying balance transfers and purchases (then a go-to variable APR applies). Balance transfers must be made within the first 120 days to qualify for the intro rate.
That gives you plenty of time to pay off debt or a large purchase without interest charges.
Don’t wait — take advantage today
The Wells Fargo Active Cash® Card is my go-to for everyday spending. The unlimited 2% cash rewards are reliable, the bonus is easy to earn, and the lack of an annual fee makes this card a long-term winner.
There’s no telling how long its welcome offer will last, however. If you want a straightforward way to earn cash back on everything you buy, apply for the Wells Fargo Active Cash® Card today (see rates and fees).
