Specialist buy-to-let lender, Zephyr Homeloans, has reduced rates on its two-year mortgage products by 0.15% and five-year products by 0.10%. 

Two-year fixed rates now start from 2.54% up to 65% LTV with a 7% fee, available on standard properties as well as new builds and flats above commercial properties.

For HMOs and multi-unit freehold blocks (MUFBs), two-year fixes have reduced to 2.69% with a 7% fee.

Across Zephyr’s five-year range, rates now start from 4.39% at 65% LTV with a 7% fee, with HMO and MUFB rates reducing to 4.49%.

Zephyr’s fixed rate mortgage products are also available with a 0% or 3% fee option. 

Andy Rowe, head of sales at Zephyr Homeloans, said: “Following our recent repricing, we’re pleased to be able to reduce rates again to help our brokers to better support their landlord customers.”