Author: Jordan

Chorley Building Society has simplified its buy-to-let mortgage range following feedback from brokers, consolidating its limited company, first-time landlord, and holiday let products onto a single offering with a unified interest rate. The move is designed to make it easier for brokers to identify the right product for their clients, removing the need to navigate separate rate structures depending on landlord type. Alongside the simplification, the lender has launched new fixed-rate products and deepened the discount on its variable rate options. The refreshed range includes: Buy-to-let fixed rate at 60% LTV, fixed until 30 June 2028, at an…

Fund managers from Rathbones, Aegon and more highlight high-quality companies they believe can weather weaker growth. Recent market volatility, stubborn inflation and signs of cooling labour market conditions have raised concerns that economic momentum is slowing. In this environment, high-quality companies with resilient cashflows and strong balance sheets should be better placed to withstand tougher conditions. Trustnet asked fund managers which companies they believe are best placed to hold up if growth weakens.   RELX Alan Dobbie, co-manager of Rathbone Income, highlighted British analytics business RELX, a company which spans scientific and medical publishing, legal content, and risk and analytics.…

As you seek stable real estate plays beyond U.S. borders, Alarko Gayrimenkul Yat?r?m’s Turkish property investments offer a unique angle on emerging market growth. Discover its business model, risks, and why it could fit your portfolio in the United States and English-speaking markets worldwide. ISIN: TRAALGYO91Q0 In today’s volatile global markets, Alarko Gayrimenkul Yat?r?m stock (TRAALGYO91Q0) draws attention from U.S. investors looking for real estate exposure outside familiar territories. You might wonder if this Turkish real estate investment company’s focus on commercial and residential properties provides a hedge against domestic market pressures. With Turkey’s unique economic dynamics, the stock presents…

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Home loans continue to dominate retail credit, accounting for 51% of total personal loans in FY2024, remaining by far the largest segment, said a report. However, this share has dipped slightly from 53.6% in FY2016, it remains by far the largest segment. Further, how the personal loans are distributed across categories reveals a clear shift in how Indian households are using credit.Advertisement As per the data analysed by Client Associates (CA), a multi-family office, in its White Paper titled ‘The New Indian Household Balance Sheet’, the credit card usage has nearly doubled its share from 2.7% in FY2016 to 4.8%…

United Trust Bank (UTB) has appointed Johnathan Kempson (pictured) as key account manager for buy-to-let (BTL) and bridging, as it looks to strengthen broker support across the North of England and Scotland. Kempson has more than 10 years’ experience in financial services, having previously worked at Lloyds, Metro Bank and Market Financial Solutions (MFS), where he supported brokers with non-regulated lending. In his new role, he will focus on supporting the growth of the bank’s bridging and buy-to-let propositions across both regulated and non-regulated lending, while working closely with brokers in his region. Andrew Ferguson, commercial director at UTB, said:…

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Hannon Armstrong Sustainable Infrastructure (NYSE: HASI, ISIN US41068X1000) leads in green financing, backing renewable energy and efficiency projects amid rising climate demands. You get the full picture on its business, growth drivers, and what it means for your portfolio in a shifting energy landscape. As you track sustainable investing opportunities, Hannon Armstrong Sustainable Infrastructure stock (US41068X1000) stands out for its targeted approach to climate-positive financing. Listed on the NYSE under ticker HASI, this real estate investment trust (REIT) specializes in providing capital for renewable energy, energy efficiency, and resilient infrastructure projects across the United States. You see a company that’s…

Key Insight: Discover how DOL’s safe-harbor proposal opens 401(k)s to private alternatives.  What’s at Stake: Fiduciary liability and participant outcomes hinge on due diligence and documentation.    Forward Look: Prepare for finalized guidance shifting 401(k) investment menus and fiduciary practices.Source: Bullets generated by AI with editorial reviewEmployees can now invest in more than just traditional mutual funds through their retirement plans, and federal regulators are making sure that plan sponsors responsible for choosing additional alternatives are protected.Processing ContentIn March, the U.S. Department of Labor proposed a new safe harbor rule in response to  Executive Order 14330, which President Trump signed…

Buy-to-let fixed mortgage rates are soaring due to unrest in the Middle EastVirgin Money pulls buy-to-let mortgages in ‘another crushing blow to landlords'(Image: PA)Virgin Money, alongside Clydesdale, will no longer offer new buy-to-let mortgages in “another crushing blow to landlords”, experts warn.Clydesdale new business buy-to-let products were withdrawn in March, and won’t be re-introduced. Virgin Money new business buy-to-let products will also be withdrawn at 8pm on 28 April, it has been announced.It follows Nationwide’s acquisition of Virgin Money and Clydesdale – Nationwide already has a dedicated buy-to-let arm in The Mortgage Works and appears to be consolidating its business…