Author: Jordan

The inescapable return of an old financial framework Financial Times Source link

It takes more than low rates to be considered one of the best home equity lenders in the market. Truist was named the best HELOC lender in June by Yahoo Finance. But why? According to our research, Truist offers home equity credit lines up to $1 million, allows borrowers to select interest-only or revolving payments during the draw period, offers a fixed-rate HELOC option with five terms to choose from, and much more. Learn more: The best HELOC lenders, according to Yahoo Finance Read more: Learn the differences between a HELOC and a home equity loan HELOC and home equity…

A new CFPB rule narrows fair-lending enforcement on July 21, but Fair Housing Act and state liability for AI mortgage underwriting stays in force.Copyright 2025 The Associated Press. All rights reserved.The Consumer Financial Protection Bureau told Congress this spring that it had already stopped using disparate impact to police fair lending. In its spring 2026 Semi-Annual Report, the agency said it was no longer relying on the theory in supervision or enforcement, and would instead look for direct evidence that a lender meant to discriminate. On April 22, it made that position permanent, finishing a rewrite of Regulation B, the…

The Intermediary  ·  https://theintermediary.co.uk/2026/04/foundation-launches-large-hmo-and-short-term-let-products-and-cuts-buy-to-let-rates/Foundation Home Loans has launched new specialist buy-to-let products for large HMOs and short-term lets, alongside rate reductions across parts of its existing range.The intermediary-only lender has introduced large HMO products including a 2-year fixed-rate at 5.29% with a 3% fee and a 5-year fixed-rate at 5.99% with a 4% fee.Short-term let products include a 2-year fix at 5.19% with a 3% fee and a 5-year fix at 5.89% with a 4% fee, targeting landlords seeking higher-yielding opportunities.Foundation has also cut rates across several buy-to-let products. Its standard HMO 2-year fix has been reduced by 0.25% to…

As renewed optimism fuels increased activities in the Nigerian stock market, the Group Executive Director of CardinalStone Partners Limited, Elile Olutimayin, has urged first-time investors to channel their funds into mutual funds rather than directly buying stocks without proper knowledge of market dynamics. According to her, mutual funds offer a safer entry point for beginners as they protect investors from mistakes that often occur when they rush into the market during periods of boom. Speaking on measures needed to sustain liquidity in the stock market, she pointed out that investor education must remain a priority, especially given the growing number…

In this article, we will take a look at the Top 10 Income Stocks with the Highest Upside Potential. Growth is often the primary objective of an investment strategy. Yet for many investors, income-producing investments can be just as important, if not more so, depending on their financial goals. A steady stream of portfolio income can help cover retirement expenses, fund the purchase of a second home, contribute to a child’s or grandchild’s education, and support a range of other long-term objectives.Building an income-focused portfolio requires careful planning and a different way of thinking about investments. Matthew Diczok, head of fixed…

Never miss an important update on your stock portfolio and cut through the noise. Over 7 million investors trust Simply Wall St to stay informed where it matters for FREE. Wondering whether Baxter International at US$20.86 is a bargain or a value trap? This article breaks down what the current share price might be telling you about the stock. The stock has risen 7.6% over the past week and 20.6% over the past month, yet is still down 7.0% year to date and has declined 31.3% over the last year. This raises questions about how the market now views its…

The Athletic has live coverage of Sweden vs. Tunisia in the 2026 FIFA World Cup.Get free access to the most comprehensive World Cup coverage in The Athletic app.The opening fixture of the 2026 World Cup featured an inspiring story from Raul Jimenez, a controversial VAR decision and a win for hosts Mexico — but it will be remembered most for a flurry of red cards.South Africa’s Sphephelo Sithole and Themba Zwane, along with Mexico’s Cesar Montes, were all sent off during the co-host’s 2-0 victory, ensuring FIFA’s disciplinary rules became a talking point from the first game of the tournament.Only the…

A civil society organisation has accused Abdulaziz Yari, the former Zamfara State governor who became chairman of Geregu Power Plc in December 2025 after acquiring the company for N1.08 trillion ($793 million), of undermining the federal government’s efforts to maximise revenue from Nigeria’s solid minerals sector through illegal mining activities, as the Economic and Financial Crimes Commission intensifies its crackdown on illicit gold movement through Nigeria’s airports.The Coalition for Accountability and National Development, known as CAND, made the allegation on June 14, 2026, in a statement signed by its national coordinator Ibrahim Musa, issued in reaction to the EFCC’s interception…

For anyone considering a buy-to-let investment, interest rates sit at the centre of risk, return, and long-term performance. Whether you are a UK-based landlord or an international investor buying  property from overseas, understanding how buy-to-let interest rates shape cashflow, yield, and capital growth is essential. For most investors, the biggest variable is the BTL mortgage cost, so it helps to understand how rates move across the buy to let market in the UK. Over the last few years, rising interest rates have changed the economics of investing. Borrowing has become more expensive, affordability tests are tighter, and investors are having…