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Specialist buy-to-let (BTL) lender Quantum Mortgages has completed its third public securitisation, taking its funds raised via its Bletchley Park Funding programme above £800m. The securitisation has coincided with the lender’s fourth year of business, and the transaction was upsized from an initial target of £286m to a final placement of £297m.  The portfolio comprises BTL loans originated by Quantum Mortgages, secured against residential properties in England, Wales and Northern Ireland.  The lender said the transaction attracted strong interest from a range of institutional investors, highlighting the continued demand for UK BTL mortgage assets and specialist lending platforms.  The…

Bank lending continued to outpace deposit growth in the fortnight ended May 15, with strong traction in NBFC, retail and industrial credit segmentsRetail loan growth stood at 16 per cent YoY, driven largely by gold loans, which recorded growth of more than 120 per cent.Aathira Varier Mumbai Bank credit growth remained resilient in the fortnight ended May 15 despite prevailing geopolitical uncertainties, with loans expanding faster than deposits, Reserve Bank of India (RBI) data showed. Bank credit rose 16.2 per cent year-on-year (YoY) to Rs 211.87 trillion, while deposits grew 12.2 per cent to Rs 256.88 trillion, leaving a gap…

This article was written byFollowMy name is David B McMillan and I am an investor interested in fundamental valuation. My philosophy is fundamental investing – I seek to identify underpriced securities relative to their potential future cash flows. I also use tactical allocation, investing more aggressively when equity prices are lower, and more conservatively when they are higher. I have a BS in Physics and BA in Philosophy from UCSB, and am currently a CFA Level 2 candidate. I am mostly interested in covering stocks in the aerospace and defense sector, but I am also interested in retail and tech…

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to 16 basis points. The lender said the new deals, which launch today, include reduced options for both new and existing customers. A number of the products are aimed at supporting first-time buyers and include £500 cashback. Highlights include a 5.02% five-year fixed rate to 30 November 2031 at 90% loan-to-value, with no fee, available to first-time buyers and including £500 cashback. Coventry has also launched a 5.09% two-year fixed rate to 30 November 2028 at 85% LTV, with no fee, also available to first-time buyers and…

After three consecutive interest rate hikes, mortgage holders are being squeezed.If you are seeking a better interest rate, it’s time to push your lender to reveal their “edge of cliff” price to keep you as a customer.Here’s what to do.Mortgage retention triggerA couple of years ago, banks were jostling for mortgage market share, making it relatively easy for borrowers to secure a significant saving – usually about half a percentage point, equal to two standard rate cuts – by simply asking for a better deal.That process has become more difficult, with many lenders now less willing to offer good deals…

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

The State Pension age has already risen from 66 to 67 in April this year, and the hike is expected to be fully in effect for all men and women across the UK by 2028. This planned adjustment to the official retirement age has been on the books since 2014, with a further increase from 67 to 68 scheduled to happen between 2044 and 2046. Thanks to the Pensions Act 2014, this rise in the state pension age was fast-tracked by eight years from 66 to 67.The UK Government also tweaked the phasing of the State Pension age increase, meaning…

To use this website, cookies must be enabled in your browser. To enable cookies, follow the instructions for your browser below. Facebook App: Open links in External Browser There is a specific issue with the Facebook in-app browser intermittently making requests to websites without cookies that had previously been set. This appears to be a defect in the browser which should be addressed soon. The simplest approach to avoid this problem is to continue to use the Facebook app but not use the in-app browser. This can be done through the following steps: 1. Open the settings menu by clicking…

Carlo Ancelotti playing with weaker Brazil cards but reasons to keep faith with Neymar and Co at World Cup The Scotsman Source link

Private markets have traditionally been defined by exclusivity, long investment horizons, limited transparency, and restricted liquidity. Assets such as private equity, venture capital funds, hedge funds, private credit, real estate partnerships, infrastructure projects, art funds, and other alternative investments have historically been accessible only to institutional investors and high-net-worth individuals. While these markets offer diversification and potential yield advantages, they remain structurally inefficient when compared to public markets. Private market tokenization introduces a fundamental shift in how these assets are structured, owned, transferred, and governed. By representing ownership interests as blockchain-based tokens, private assets can be digitized, fractionalized, and managed with…