Keystone Property Finance has reintroduced fixed rate products across its 2- and 5-year buy-to-let (BTL) ranges, expanding options for brokers and landlord clients following recent market volatility.
The move follows the lender’s temporary withdrawal of fixed rates in March, when rapidly shifting market conditions prompted a pivot towards tracker products.
Keystone introduced 2-year tracker deals last week to maintain flexibility for brokers during that period.
With fixed rates now returning, the lender is once again offering products across its full suite, including Standard, Specialist, ex-pat, holiday let, product transfer/PT Plus and refurb-to-let Exit options.
Tracker products remain available at 65% and 75% LTV, starting from Bank of England Base Rate plus 1.89% and 1.99% respectively.
Borrowers on these products will also have the option to switch to a fixed rate through Keystone’s Switch & Fix facility after Easter.
Elise Coole (pictured), managing director at Keystone Property Finance, said: “Throughout the past month of rapidly changing market conditions, our focus has been to ensure brokers continue to have access to the best options for their landlord clients.
“Adding tracker products into our range last week provided immediate flexibility. The reintroduction now of fixed rates and upcoming Switch & Fix facility gives brokers greater choice when exploring both short and longer-term solutions.
“As a lender, it’s important we remain responsive to changing conditions. By adapting our product range, we’re helping brokers continue to place cases with confidence.
“We will monitor the market closely and will act quickly where needed, with the aim of providing brokers with the support and product breadth they need and expect from Keystone.”