Buy-to-let lender Keystone Property Finance has unveiled a buy-to-let mortgage range with a 7% arrangement fee to help investors pass affordability requirements.

There are 5-year Standard products at both 65% and 75% LTV, as well as on its 5-year specialist products at 65% and 75% LTV for properties with 1-6 occupants or units.

Elise Coole, managing director at Keystone Property Finance, said: “Recent increases in mortgage rates have made it more challenging for some landlords to pass affordability stress tests and secure the borrowing they need.

“By reintroducing our 7% arrangement fee products, we’re responding directly to these market pressures and providing landlords with a practical solution to achieve higher leverage, even in a tougher rate environment.

“This move is grounded in Keystone’s commitment deliver the right solutions, on time, for brokers and landlords navigating today’s market.”