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From tomorrow, NatWest is increasing existing customer residential and buy-to-let mortgage rates by between 5 and 10bps.

In its core residential range, two-year fixed rate switcher products have increased by up to 0.10%, with a 60% LTV product rising from 4.99% to 5.05% with no product fee.

At 75% LTV, two-year fixed rates have increased to 4.84% with a £995 fee and 5.15% fee-free. 80% LTV products have risen to 5.49% with a £995 fee and 5.89% fee-free, while 85% LTV two-year fixes are increasing to 5.59% and 5.94% respectively.

90% LTV and 100% LTV two-year fixed rate switcher products have risen by 10bps, with 90% LTV rates now starting at 5.84% with a fee and 6.19% fee-free, and a 100% LTV fee-free rate increasing to 6.44%.

Residential five-year switcher rates have increased by 5bps at 60% LTV, now starting at 4.39% with a £995 fee, 4.49% with a £495 fee, and 4.59% fee-free.

75% LTV rates have risen to 4.64% with a £995 fee and 4.84% fee-free. An 80% LTV five-year fix is up by 5bps to 5.24% with no fee and an 85% LTV rate has increased to 5.09% with a £995 fee. At 90% LTV, five-year fixes start from 5.34% with a £995 fee or 5.54% fee-free.

In NatWest’s buy-to-let switcher range, a two-year fixed rate has increased by 5bps to 5.09% with a £995 product fee.

As part of the changes, end rates have moved to 31st July of the relevant year.





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