The updated residential product range features a 2-year fixed rate at 4.85% for purchases up to 80% LTV and a 5-year fixed rate at 4.54%, also for cases up to 80% LTV, both with a £999 fee. 

For landlords, Furness now offers a range of fixed-rate unregulated, regulated, and consumer buy-to-let products up to 80% LTV, as well as holiday let products up to 75% LTV. The most competitive BTL option is a 2-year fixed rate at 4.69% for cases up to 65% LTV.

Jonathan Cartlidge, head of member & broker strategy told us:

“We are excited to roll out this new range of products to brokers across England, Scotland, and Wales. While maintaining our competitive edge, it’s important to highlight that we do not use credit scoring. Instead, each case is carefully reviewed by an experienced underwriter, enabling us to handle complex cases with a flexible and personalised approach.