Zee Business Video Team |
Updated: March 19, 2025 05:18 PM IST

Having a good credit score is important to get loans and credit cards. But for many people, it’s hard to build a credit history without a credit card. The good news is, there are several ways to build a good credit score without using one. The key is to keep your credit utilization ratio healthy. In this video, we’ll share 5 easy ways to create a good credit profile and score without needing a credit card.