Money Street News



Been rejected for a credit card? Don't panic - first find out what the reason you were refused was


Credit where it is due? About half of card applications are turned down

04/04/14 15:00

It is difficult to know which cards you’ll be eligible for, particularly as acceptance criteria differs from provider to provider, even card to card.


Magic number: Can you ever have too many credit cards?

04/04/14 14:58

Do you have piles of old cards lying around or are you considering taking out a new one? This is Money looks at whether you can ever really have to many credit cards


Use your card often? See if you could earn cashback and rewards for spending

02/07/13 08:47

Credit cards can be a useful tool if you find the right one but, with so many on offer it is like finding a needle in a haystack – get the low down on what’s out there and how to make your decision.


Do you use your credit card a lot? Make sure you have chose one which suits your needs

03/04/14 16:26

Credit cards are a useful tool if you follow the rules. But if you don’t keep track you can easily clock up a whole host of charges. So do you need one?


Back up plan: Section 75 protection means consumers have another avenue to get their money back should something go wrong and the trader won't pay up

07/04/14 10:56

Under Section 75 of the Consumer Credit Act 1974 your credit card provider shares responsibility with the retailer or seller should things go wrong.


Debt plan: Figuring out what you owe and by when should be your first job.

03/01/14 08:16

While your belly may be bloated with festive excess, you may find your bank balance was empty as a pulled cracker come January 1. Here’s what to do.


Spending: One in five of us expects to put their Christmas spending on credit this year, so what's the cheapest way of doing it?

28/10/13 12:40

This is Money has identified the best credit card deals out there that will help you spread the cost of Christmas and give you the best chance of paying off your debts afterwards.


Research needed: You could save some serious money by shopping around for the best loan deals, particularly if you want to borrow a small amount.

24/09/13 11:33

While lenders have been fighting to top the best buy tables for loans between £7,500 and £15,000, they are far less generous when it comes to smaller loans.


Struggle: Many are left not knowing whether to turn after being rejected for credit by mainstream lenders.

02/09/13 10:26

If you’re in need of cash but have a shabby credit record that means you keep getting rejected by High Street banks, do you know where to turn next?


Game-changer? Tesco Bank is offering 0 per cent on balance transfers without any transfer fees.

07/06/13 12:57

The Tesco Bank Clubcard Credit Card offers a 0 per cent balance transfer fee, zero interest on balance transfers AND purchases for 12 months, a representative APR of 16.9 per cent, and one Clubcard point for every £4 spent on the card.



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