Members may become eligible for an even lower rate by making timely payments and maintaining a healthy credit score. Learn more about our Loan Reprice Program.
Frequently Asked Questions
Compare BECU Credit Cards
No matter which card you choose, all BECU credit cards offer great benefits that are designed to directly benefit you, the member, not our bottom line.
*Special Notice About Balance Transfers: Once your 12-month 0% introductory purchase APR or your 12-month 0% introductory balance transfer APR ends, there is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases unless your purchase APR is at a promotional 0% APR. To avoid interest on new purchases after your transfer a balance, you must pay all balances on your account, including balances you transfer under this offer, in full by the first payment due date.
Already have our BECU Cash Back Credit Card but interested in switching to a BECU Low Rate Credit Card? Members don’t need to reapply – just give us a call at 800-233-2328, send us a secure message in Online Banking, or stop by a Neighborhood Financial Center.
Additional BECU Credit Card Benefits
We created a credit card that serves your needs and includes additional benefits, such as fraud and travel protection.
Check out the list below for the additional perks of a BECU credit card:
Set up Monthly Recurring Payments
There are two ways to automatically pay your credit card every month from a BECU account:
- Fill out a Visa Automatic Change Request form and return it to a location near you, or
- Use DocuSign to electronically request monthly recurring payments
Automatic credit card payments can only be set up from a BECU checking, money market, or savings account.
Call 800-233-2328 for additional assistance.
Balance Transfers
Transfer high-interest debt to your BECU credit card with just a few clicks in Online Banking.
Please note that once your 12-month 0% introductory purchase APR or your 12-month 0% introductory balance transfer APR ends, there is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases unless your purchase APR is at a promotional 0% APR. To avoid interest on new purchases after your transfer a balance, you must pay all balances on your account, including balances you transfer under this offer, in full by the first payment due date.
Loan Payment Protection Program
The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.
- Provides minimum monthly credit card payments in case of involuntary job loss, disability or loss of life
- Monthly program cost is based on loan balance and package options
To apply, call us at 800-233-2328 and ask about getting LPP added to your loan. View the Credit Card Loan Payment Protection Contract.
