Retirement is the perfect time to explore new destinations, enjoy longer vacations, and take advantage of flexible travel schedules. But if you’re not using the right credit card, you could be missing out on big travel perks and savings.
The right travel credit card can help retirees earn free flights, get perks like airport lounge access, and avoid foreign transaction fees — all while making everyday spending more rewarding. Here are three of the best credit cards for retirees who love to travel.
1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a great all-around travel card, especially if you like flexibility. It offers valuable points that you can redeem for flights, hotels, and more through Chase Ultimate Rewards® or transfer to airline and hotel partners.
Key benefits:
- Big welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- 5X points on travel purchased through Chase Travel℠: Get even more bang for your buck when you book through Chase.
- 3X points on dining, select streaming services, and online groceries: Perfect for retirees who enjoy dining out and seeing the world.
- No foreign transaction fees: A must-have for international trips.
If you want a low annual fee ($95) and strong travel perks, this card is a fantastic choice.
2. The Platinum Card® from American Express
If you want to travel in comfort and style, the Amex Platinum Card is worth considering. It comes with premium benefits that can make your trips feel like first-class experiences.
Key benefits:
- Generous welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Lounge access: Get into Centurion, Priority Pass, and Delta Sky Clubs.
- $200 airline fee credit: Helps cover baggage fees and in-flight purchases.
- Global Entry/TSA PreCheck credit: Skip the long security lines.
- Terms apply; enrollment may be required
The annual fee is high ($695, see rates and fees), but if you value luxury travel perks, this card can be well worth it.
3. Wells Fargo Autograph® Card
If you’re looking for an option with a $0 annual fee, the Wells Fargo Autograph® Card might be for you. It operates a little differently than a standard travel card, as the points you earn can be redeemed for travel or cash back.
Key benefits:
- Solid welcome bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
- Earn unlimited 3X points: Earn 3X more points on spending at restaurants, travel, gas stations, transit, popular streaming services and phone plans
- Intro APR period: Enjoy an introductory APR offer upon card approval.
With a $0 annual fee and some popular spending categories, this card deserves a look for your wallet.
Ready to upgrade your travel?
The right credit card can make traveling cheaper, easier, and more enjoyable in retirement. Whether you want luxury perks, flexible rewards, or simple earning potential, one of these cards could be perfect for you.
