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The demand for online shopping credit cards has risen exponentially over the last few years thanks to burgeoning e-commerce marketplaces. Online shopping has gained popularity over traditional offline stores, at least in cities. People are buying everything online gadgets to groceries.

Sensing opportunities in this space, banks and NBFCs are now offering credit cards with exclusive benefits tailored for online shopping. Many banks have partnered with companies or brands to lure customers with extra perks on co-branded cards. Here are top 5 credit cards for online shopping curated by paisabazaar.com.

1. Cashback SBI Card

Joining Fee: Rs 999
Annual Fee : Rs 999

Key features of Cashback SBI Card

  • 5% cashback on all online spends, without any merchant restrictions.
  • Earn a flat 1% cashback on all offline transactions.
  • 1% fuel surcharge waiver at all petrol pumps, applicable on transactions ranging from Rs 500 to Rs 3,000.
  • Annual fee waiver on spending Rs 2 lakh in the preceding year.

Also Read: Top 5 credit cards for airport lounge access in India – Know key features, benefits and annual fees

2. Amazon Pay ICICI Credit Card

Joining Fee: Nil
Annual Fee : Nil

Key features of Amazon Pay ICICI Credit Card

  • Lifetime free credit card with no annual fee.
  • Prime Customers enjoy 5% cashback when shopping at Amazon.
  • Non-Prime Members receive 3% cashback for Amazon spends.
  • Earn 2% cashback on purchases from 100+ partner merchants of Amazon.
  • 1% cashback on all other transactions.
  • Avail a 15% discount at partner restaurants of ICICI Bank.
  • Benefit from a 1% fuel surcharge waiver across all petrol pumps.

3. HDFC Millennia Credit Card

Joining Fee: Rs 1,000
Annual Fee : Rs 1,000

Key features of HDFC Millennia Credit Card

  • Rs 1,000 gift voucher upon spending at least Rs. 1 lakh in each calendar quarter.
  • Earn 5% cashback on select merchants including Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, 3. Swiggy, Tata CLiQ, Uber, and Zomato.
  • Gain 1% cashback on all other spends (excluding fuel), including EMI and wallet transactions.
  • 4 complimentary domestic lounge visits per year upon spending Rs 1 lakh in a quarter.
  • 1% fuel surcharge waiver, up to Rs 250 per month, on transactions ranging from Rs 400 to Rs 5,000.

4. Axis Bank ACE Credit Card

Joining Fee: Rs 499
Annual Fee : Rs 499

Key features of Axis ACE Credit Card:

  • 5% cashback on all bill payments, DTH recharge, and mobile recharge initiated via Google Pay.
  • Earn 4% cashback on transactions with Swiggy, Ola, and Zomato.
  • Receive 1.5% cashback on all other spends.
  • Avail up to 4 complimentary domestic lounge visits per year, based on your spending.
  • 1% fuel surcharge waiver across all fuel stations on transactions ranging from Rs 400 to Rs 4,000.

5. HDFC MoneyBack+ Credit Card

Joining Fee: Rs 500
Annual Fee : Rs 500

Key features of HDFC MoneyBack+ Credit Card

  • Earn 10X CashPoints on purchases made at Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, and BigBasket.
  • Receive 5X CashPoints on EMI spends at merchant locations.
  • Gain 2 CashPoints for every Rs 150 spent on other categories (excluding fuel, wallet reload, prepaid card loads, and voucher purchases).
  • Enjoy an activation benefit of 500 CashPoints, where 1 CashPoint equals Re 0.25.
  • Avail a 1% fuel surcharge waiver on transactions ranging from Rs 400 to Rs 5,000.



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