Credit card borrowing costs have soared to a 19-year high. According to new analysis from the Money Charity, the average credit card debt per household stands at £2,611. The Financial Conduct Authority found that 40% of adults with credit or loans said they had anxiety and stress over living in credit. Finance expert Iona Bain has advice on the different options available and will be answering viewer questions, including for a joint credit card, who is responsible.

To watch this in full and with subtitles, go to iPlayer and search for Morning Live from 26/06/25.