Credit One Bank American Express® Card vs. Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards
If you like to travel but your credit score isn’t as lofty as your plans, you may want to consider the Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards. The card charges a higher annual fee than the Credit One Amex of $95, but earns 10 points per dollar on eligible hotels and car rentals booked through the Credit One Bank travel partner, 5 points per dollar on eligible travel including flights, dining and gas and 1 point per dollar on all other purchases.
It also offers more redemption options than the Credit One Amex, including the ability to book travel or redeem your earnings for gift cards. If a big chunk of your budget is spent on travel, the Wander card will net better rewards.
Credit One Bank American Express® Card vs. Capital One QuicksilverOne Cash Rewards Credit Card
It’s great that the Credit One Bank Amex earns some rewards, but the Capital One QuicksilverOne Cash Rewards Credit Card, which also has an annual fee of $39, earns 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).
That extra 0.5% can add up over time. For example, our sample cardholder above with the Credit One Amex can earn an estimated $318.09 per year at that 1% rewards rate. But that same amount of spending with the Capital One QuicksilverOne would earn $477.14 back. Who wouldn’t want an extra $159 back in their pocket?
Credit One Bank American Express® Card vs. Citi Double Cash® Card
For those who think part of the fun in owning a cash-back card is getting something back on your spending, the Citi Double Cash® Card will show you a better time than the Credit One Amex. The Double Cash earns 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off, and earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. Even those who avoid math like the plague know that’s twice as good as the earnings on the Credit One Amex.
Plus, the card comes with an intro APR offer you won’t get with the Credit One Amex. New cardholders get a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 18.24% to 28.24%, based on creditworthiness. An intro balance transfer fee of either $5 or 3%, whichever is greater, applies to transfers completed within the first 4 months of account opening. After that, the fee will be 5% of each transfer (minimum $5).
