Cameron Robertson, from Acomb, spent six months building WealthView in his evenings and weekends alongside his day job in programme management.
The app — now available on iPhone — lets users track their net worth, model their retirement, and estimate their tax position, all without an account or monthly subscription.
Cameron said: “I’d been planning to retire early for a while, but everything I tried was either a spreadsheet I had to maintain myself or an expensive subscription app that still didn’t do what I wanted.
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“I wanted something that tracked where I was today and showed me whether I was on track for the future, so I just built it.”
WealthView allows users to log their assets and liabilities — from savings accounts and pensions to mortgages and credit cards — and tracks how their net worth changes over time.
A built-in retirement modeller lets users adjust contributions, growth rates and drawdown to see whether their pot will last, and a tax tab covers salary sacrifice, pension allowances and inheritance tax estimates.
Unusually for a finance app, all data stays on the user’s device. There is no account to create and nothing is sent to a server.
Cameron continued: “A lot of people are uncomfortable putting their financial details into an app they don’t understand. With WealthView, your data never leaves your phone. That felt important.”
The app is free to download, with a one-time £7.99 unlock for advanced features — a deliberate choice Cameron says was driven by frustration with subscription fatigue.
He also said: “Everything is a monthly fee now. I wanted to charge a fair price once and that’s it. No ongoing cost, no data harvesting, no adverts.”
Cameron developed the app entirely alone, handling the design, coding and testing himself.
An Android version is in development.
WealthView is available now on the Apple App Store.
For more information, go to: wealthview.co.uk.