I remember the first time I felt like a credit card was adding real value to my wallet: It was when I first got the Chase Freedom Unlimited® card (see rates and fees). No overthinking, no hoops — just easy-to-earn, unlimited cash back on all of my purchases.
And if you’re looking for your first (or next) go-to cash back card, the Chase Freedom Unlimited® is currently offering a $250 bonus after you spend just $500 in the first 3 months — one of the easiest-to-earn sign-up bonuses we’ve ever seen.
Why I loved (and still love) the Chase Freedom Unlimited
By the time I built up a solid credit score, I knew I wanted a credit card that rewarded me for the things I already buy. I wasn’t interested in tracking rotating categories or paying an annual fee, and I’m not a frequent traveler — I knew cash back was the way to go, and the Chase Freedom Unlimited® delivered.
My favorite benefits include:
- 3% cash back on drugstores, restaurants, takeout, and eligible food delivery — a category I probably spend way too much in.
- 1.5% cash back on all other purchases — more than the standard 1% that many cards offer.
- $0 annual fee — No need for any mental math to figure out if it was “worth it.”
You’ll also get 5% cash back on travel purchased through Chase Travel, although most frequent flyers will be better off with one of our favorite travel rewards cards.
With Chase’s mobile app, it’s pretty easy to manage payments and even easier to track rewards. I didn’t have to change my spending habits, either — just swipe, earn, and repeat.
Why now is a great time to apply
This card deserves a spot in your wallet even without a fancy welcome bonus. But the current offer — $250 for $500 of spending — is one of the easiest welcome offers to earn, meaning it’s got value for all kinds of prospective users.
If you’ve been looking for a credit card that’s low-effort and high-value, the Chase Freedom Unlimited is a great pick — especially since offers like this don’t usually stick around long.
What are you waiting for?
The Chase Freedom Unlimited was the first card that made me feel like I was playing the rewards game right. It gave me meaningful cash back on everyday spending, with no annual fee or complicated rules to follow. And with a limited-time $250 bonus on the table, now’s a pretty sweet time to get in.
If you’re ready to earn more from your everyday spending, apply for the Chase Freedom Unlimited® today.
