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Unfinished homes, missing money: Families say construction loans need more safeguards 11Alive.com Source link

Today, Mexico officially published amendments to the Federal Law for the Protection of Industrial Property (FLPIP), introducing relevant changes that will directly impact patent filing and prosecution strategies. These amendments incorporate mechanisms commonly used in other jurisdictions and introduce new procedural tools aimed at increasing flexibility, legal certainty, and efficiency in the Mexican patent system. Set out below are the key changes specifically affecting patent practice. Restoration of priority rights Priority rights may now be restored within a two-month period following the expiration of the original deadline (12 months for patents and utility models, and 6 months for industrial designs).…

The bank has updated its residential affordability calculator to reflect the revised approach. In buy-to-let, Barclays has introduced a “dynamic” stress rate. Rather than using a single fixed figure, the stress rate will be set as a margin above the customer’s selected product rate, with the intention of aligning the assessment more closely to the pricing of the loan while maintaining a focus on responsible lending. Barclays said the new BTL calculations could increase borrowing by as much as £20,000 in some scenarios, and has updated its buy-to-let affordability calculator accordingly. According to the high street lender, the latest measures…

Tim McIntyre at home with wife and sons Jack and Tommy. Picture: Max Mason-Hubers Interest rates are on the rise, with the RBA hiking twice this year and likely to pull the trigger again. The vast majority of banks, of course, are passing on the cuts in full. But don’t forget, banks can only pass on higher interest payments if they have customers. And for this reason, they need us as much as we need them. Competition for borrower money is fierce. It’s not like back in the day when there were only a handful of banks competing for our…

Shares in platinum group metal (PGM) miners resumed a downward trend at the start of the week as tension in the Strait of Hormuz continued to stoke inflation fears.Valterra Platinum has lost more than R100bn, over a fifth of its market cap, in the wake of the Iran war, while Impala Platinum has shed R96bn, more than 30% of its value, since end-February.Like gold, platinum has been caught in the crossfire of the war, declining more than 13% since the first US-Israeli strikes as investors dump commodities for cash and bonds.According to the World Platinum Investment Council, higher energy prices…

This article was written byFollowMy name is David B McMillan and I am an investor interested in fundamental valuation. My philosophy is fundamental investing – I seek to identify underpriced securities relative to their potential future cash flows. I also use tactical allocation, investing more aggressively when equity prices are lower, and more conservatively when they are higher. I have a BS in Physics and BA in Philosophy from UCSB, and am currently a CFA Level 2 candidate. I am mostly interested in covering stocks in the aerospace and defense sector, but I am also interested in retail and tech…

CommoditiesAustralian miner says new supplies will take years to come online as Iran war fuels demandPLS CEO Dale Henderson is optimistic about the trajectory of lithium prices. (Screenshot from PLS website)CANBERRA — PLS chief executive Dale Henderson is optimistic that the “lithium winter” is coming to an end as prices of the key battery metal, which have risen sharply from last year’s lows, look set to continue their ascent. Source link

Landbay has added new small HMO remortgage products to its Premier range as it looks to widen options for landlords refinancing specialist buy-to-let properties. The buy-to-let lender said the products launched on 13 April and follow the addition of small HMO deals to the Premier range last month. The products are aimed at properties with up to six bedrooms and sit within Landbay’s Premier proposition, which is available to individual and limited company landlords with up to 15 mortgaged properties. The lender said the range includes some of its most competitive rates. The new products are all five-year fixed-rate remortgage…

Sallyport Commercial Finance delivered a $2 million non-notification factoring facility to a Canadian printing company. Referred to Sallyport through trusted peers in the alternative finance space, this family-run business required a flexible funding solution to repay its existing bank facility while also securing ongoing working capital to support day-to-day operations. With ambitions to expand both provincially and nationally, the company needed a partner that could offer a scalable structure aligned with its growth plans. Sallyport worked closely with the client to deliver a tailored facility with a structure designed to provide both immediate stability and long-term flexibility. “Sallyport is proud…

Lahontan Gold Corp. (TSXV: LG | OTCQB: LGCXF | FSE: Y2F) has reported strong cyanide extraction results for gold and silver from its 2025 reverse‑circulation drilling programme at the West Santa Fe project in Nevada, supporting the project’s amenability to heap‑leach processing. Analysis of 158 pulp samples returned average cyanide‑extractable recoveries of 81% for gold and 60% for silver, both exceeding recoveries projected by historical metallurgical work at the project. Lahontan Gold said the results validate earlier testwork and strengthen confidence in low‑cost recovery options for the oxide gold‑silver system. The cyanide‑extractable gold results ranged from 41% to more than…