Author: Jordan

BTL borrowers ‘left in limbo’ as lender guidance lags FT Adviser Source link

In recent weeks, global markets have experienced a mix of volatility and resilience, with major indices like the Nasdaq Composite and S&P 500 facing declines due to pressures on large-cap tech stocks, while sectors such as energy have seen gains amid geopolitical tensions. Amid these fluctuations, investors are increasingly focusing on growth companies with high insider ownership—an indicator that can signal confidence in a company’s potential for sustained earnings growth even in uncertain market conditions.Top 10 Growth Companies With High Insider Ownership GloballyNameInsider OwnershipEarnings GrowthSuzhou Dongshan Precision Manufacturing (SZSE:002384)33.5%73.1%Shanghai Biren Technology (SEHK:6082)11%116.9%Seojin SystemLtd (KOSDAQ:A178320)22%110.6%SEERS (KOSDAQ:A458870)33.2%41.5%Meitu (SEHK:1357)22.8%31.3%Meiko Electronics (TSE:6787)19.2%28.0%HUMAN MADE (TSE:456A)23.9%23.4%Great…

The latest agreement between Gleeson Homes and Lloyds Living will deliver another 104 private rental homes across two developments in the Midlands. The properties will be built at Hollinwell Heath in Kirkby-in-Ashfield and Watermills in Apedale, near Newcastle-under-Lyme, with a mixture of two, three and four-bedroom houses intended to appeal mainly to couples and families. This is positive news for the housing market. Britain needs more homes of every tenure, and there is no sensible reason to object to institutional investors putting capital into modern, energy-efficient rental housing. The partnership gives Lloyds Living access to a pipeline of newly built…

Global economic shifts create long-term opportunities for Indian equity markets. Rising geopolitical tensions and supply chain realignments benefit domestic manufacturing sectors. India’s equity markets are likely to continue benefiting from structural shifts in the global economy as rising geopolitical tensions, supply chain realignment and a renewed focus on domestic manufacturing create long-term opportunities across sectors such as capital goods, defence, energy, healthcare and financial services, according to a report by ICICI Securities. The report said the global economic landscape has undergone a structural shift over the past decade, moving away from the era of unrestricted globalisation towards a “new world…

Ad hoc announcement pursuant to Art. 53 LRCEO Holger Laubenthal commented: “The further improvement in our cost/income ratio demonstrates our continued discipline in executing our strategy. With the acquisition, we are taking a focused strategic step to strengthen our position in auto financing and expand our partner network. The transaction adds scale to our leasing platform and gives us access to attractive international leasing programmes. Together with the growing momentum of our growth initiatives, it creates a strong basis for profitable growth and long-term value creation.”Net financing receivables grow while net revenues remain stableIn the first six months of 2026,…

Homeowners with some tolerance for uncertainty might find that an adjustable-rate mortgage is worth considering as a way to get a low introductory rate before the adjustments kick in. This loan type can be a particularly good choice if you’re aiming to rent out for flip the property, or when you know you intend to move before the loan’s fixed-rate period ends. Keep reading and we’ll explain how ARMs work, consider when an ARM is worth considering as an alternative to a fixed-rate mortgage, and consider average ARM rates according to Mortgage Research Center data. You can see the previous…

12:00 AM, 23rd July 2026, 10 hours ago Landlords have been offered more buy to let borrowing options after four specialist lenders announced changes to their mortgage ranges and lending criteria. Fleet Mortgages has broadened its criteria for joint applications involving foreign nationals, while YBS Commercial Mortgages has launched a tracker mortgage for larger multi-unit freehold blocks. Hampshire Trust Bank has introduced lower semi-commercial rates and a new 65% loan-to-value range, while Shawbrook has cut selected commercial mortgage rates by as much as 0.50%. Joint BTL applications Fleet will now consider joint buy to let applications where at least one…

Speaking to iGB, BDO director Ollie Woodward says the sector’s overall sentiment towards the UK is one of “resilience and bullishness”, despite margin strain from RGD hike. As the dust begins to settle on the April Remote Gambling Duty increase in the UK, online and land-based operators are re-evaluating their positions and their cost base within the market. Speaking during iGB Live’s first M&A Summit in July, BDO corporate finance director Ollie Woodward told iGB the focus for a number of operators was to consider the sustainability of its player base. Entain last week announced a significant restructuring of its…

The lender’s large HMO and MUFB Lifetime Tracker products, which are available on properties up to 12 bedrooms/units, will start from 5.74% and offer no early repayment charges (ERCs).   Zephyr Homeloans has refreshed its buy-to-let (BTL) product range, reducing rates on its large house in multiple occupation (HMO) and multi-unit freehold block (MUFB) Lifetime Tracker products by 0.25%. The lender’s large HMO and MUFB Lifetime Tracker products, which are available on properties up to 12 bedrooms/units, will start from 5.74% and offer no early repayment charges (ERCs).   Alongside the tracker rate reductions, fixed rates across the range will increase by 0.20% following recent increases in swap rates. To support brokers…

OP Mortgage Bank plc Half-year Financial Report 1 January-30 June 2026Stock Exchange Release 23 July 2026 at 10:00 am EEST OP Mortgage Bank plc: Half-year Financial Report for 1 January-30 June 2026OP Mortgage Bank plc is the covered bond issuing entity of OP Pohjola. Together with OP Corporate Bank plc, its role is to raise funding for OP Pohjola from money and capital markets. Get the latest news delivered to your inbox Sign up for The Manila Times newsletters By signing up with an email address, I acknowledge that I have read and agree to the Terms of Service and…