Author: Jordan

A credit score is like a financial report card. It is a three-digit number issued by leading credit bureaus in the country. This is a number that can improve your chances of securing personal loans, home loans, credit cards, and other forms of debt at lower interest rates and flexible terms.A high credit score can also strengthen your credit profile and boost your creditworthiness. Now, it is a given that moving from a credit score of 600 to 750 may seem a little challenging; still, experts suggest it is achievable through dedicated financial management and disciplined credit habits. There are…

As the tech bubble deflates, turn to old-fashioned valuation rules Financial Times Source link

Pros: Plush cabin Lots of power F-150 practicality Cons: Fuel consumption Shaky ride It’s expensive Ford’s F-150 Lightning EV exited stage left at the end of 2025, with its maker – amid the removal of EV purchase incentives – conceding that the market envisaged at the start of the electric pickup’s development remains some years away. An all-electric midsize truck, the first vehicle on the California-developed Universal EV platform, is on the way in 2027, while the full-size hole left by the Lightning will be filled by an EREV (extended-range electric vehicle) similar to the one upcoming from Ram. In…

US President Donald Trump has made $US1.4 billion ($2b) from cryptocurrency in the past 12 months.What are cryptocurrencies?Also known as cryptos, they are a digital or virtual form of currency that uses cryptography for security;Are digital tokens;Are not legislated and are generally not secured by an underlying asset.$US635 million came from celebration coins royalties and $US236m came from cryptocurrency “token sales”, while the rest of his income came from assorted cryptocurrency wallets.His celebration coin income is linked to meme coins he launched before returning to office, namely $TRUMP.But what are meme coins and has anyone other than the Trump family…

CoinDesk reports:XPL has become one of the most watched tokens in this week’s crypto market. Following the announcement of rewards tied to Platinum card ticket purchases, the token surged over 21% intraday. Meanwhile, on-chain transactions on Plasma Chain have continued to grow, prompting the market to pay increasing attention to both price movements and real-world usage metrics.Flight ticket rebate news drives price increaseUsers who book flights with the Platinum card are eligible for higher cashback. The annual reward for new airline benefits can reach up to $600, with 10% cashback on eligible flight purchases, capped at $300 every six months.After…

Got questions? RNZ has a podcast, ‘No Stupid Questions’, with Susan Edmunds.We’d love to hear more of your questions about money and the economy. You can send through written questions, like these ones, but even better, you can drop us a voice memo to our email questions@rnz.co.nz.You can also sign up to RNZ’s new money newsletter, ‘Money with Susan Edmunds’.My local council – Kāpiti Coast District Council – has announced that from next month our council-operated local libraries will stop accepting cash, including for things like photocopying, charged at 20c per page. They operate libraries in the towns of Paraparaumu,…

LendingClub Corp (ISIN US5260231070) operates as a digital financial services company with a focus on technology-driven consumer lending and banking in the United States. The company has evolved from its marketplace-lending roots into a broader platform that combines personal loans, savings products, and other financial services aimed at US consumers.Shift from marketplace lender to digital bankOver recent years, LendingClub Corp has transitioned from a pure marketplace lender model toward an integrated digital banking approach. This means the company not only facilitates consumer loans but also works to retain more of those loans on its own balance sheet, alongside offering deposit…

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, The Canberra Times, and… Read more About the publisher Proactive financial news and online broadcast teams provide fast, accessible, informative and actionable business and finance news content to a global investment…

The Vanguard Small-Cap Value ETF (VBR +0.20%) provides low-cost exposure to small-cap value stocks, while the iShares S&P Mid-Cap 400 Value ETF (IJJ 0.01%) offers a similar value focus but targets the mid-cap segment of the market. Both funds use passive, index-tracking strategies to find companies trading at a discount relative to their fundamentals. The choice between them often comes down to an investor’s preference for the relative stability of mid-cap stocks versus the greater diversification — and greater volatility — that comes with small-caps.Snapshot (cost & size)MetricIJJVBRIssueriSharesVanguardExpense ratio0.18%0.05%1-year return (as of July 2, 2026)17.17%23.61%Dividend yield1.65%1.76%Beta1.021.01AUM$8.5 billion$65.5 billionBeta measures price…