Author: Jordan

Academy Center > Analysis Analysis Beginner written by Malvika Gurung expertise: Financial Journalismcurrently: Financial Journalist and Content Contributor at Investing.comeducation: B.Tech | Jaypee University of Engineering and Technology | updated April 28, 2026 Imagine the economy as a living, breathing organism. It has periods of growth and expansion, and periods of contraction and slowdown. Just as some businesses thrive in the summer sun, others are built for the winter chill. In the world of investing, this concept is central to understanding cyclical stocks. These are companies whose performance is tightly linked to the economic cycle, experiencing booming profits during economic…

Bajaj Finance added 138 new gold loan branches, taking the total count to 1,507 branches. (Image: iStock/ ET Now Digital)Bajaj Finance Gold Loan: Bajaj Finance’s Q4FY26 performance has brought an unexpected standout into focus, its gold loan business. While the company reported a steady 22 per cent year-on-year rise in net profit to Rs 5,553 crore, it was the sharp acceleration in gold-backed lending that came into spotlight as the segment recorded a 115 per cent jump in assets under management (AUM) to Rs 17,831 crore, with its contribution to the overall loan book rose meaningfully from 2 per cent…

사진 확대 The Social Finance Education Center under the Korea Financial Human Resources Development Institute announced on the 30th that it will conduct a “wise financial life” for youth financial education.This training will be conducted 46 times in a total of 23 classes for four middle schools in western Seoul.In particular, this project first selected small schools and educational welfare base schools that may have relatively few educational opportunities in order to increase accessibility to educational welfare and financial education.An official from the Financial Human Resources Development Institute said, “Students expect to establish the right economic idea through participatory content…

Recent market uncertainty should be viewed as a setback and not a complete change to the outlook of buy to let (BTL), a NatWest economist said. Presenting at Mortgage Solutions’ The Buy to Let Event 2026, Philip Bartlett, senior economist at NatWest, said BTL was still a solid investment for landlords and brokers should take the opportunity to guide them through the uncertainty and help them secure the best deal.  He said the private rental sector was typically an “inflation-proof investment”, both in capital value and the rental income stream.  Bartlett said that as the UK did not build enough houses, this helped to…

India’s digital gold sector could eventually see formal regulation, with the Centre showing openness to creating an oversight framework for the industry.The issue of digital gold was discussed at a recent meeting between fintech startup founders and senior government officials, three people aware of the matter told ET.“We impressed upon top finance ministry officials the need to regulate the space, given the massive growth seen in digital gold over the last 18 months. The officials were aware of our concerns and the conversations were encouraging,” said a fintech industry representative who attended the meeting.The country’s digital gold sector has operated…

Mortgage rates rise 6.3%, snapping 3-week losing streak  Mortgage rates increased this week, with the average 30-year fixed mortgage rising to 6.3%. The primary factor behind increasing mortgage rates is escalating tensions between the U.S. and Iran that drove oil prices higher. The 15-year fixed-rate mortgage also moved higher, rising to 5.64 from 5.58 last week. The rise in current mortgage rates is timely for the spring home-buying season. Current mortgage rates tend to follow the 10-year treasury rate, which has risen sharply recently due to the threat of inflation brought about by high energy prices. Current mortgage rates dipped…

CAAT returns 8.4% in 2025, net assets increase to $25.4 billion The Colleges of Applied Arts and Technology pension plan is reporting a return of 8.4 per cent in 2025. The investment organization’s net assets under… By: Staff April 30, 2026 April 28, 202611:00 Tracey Wong appointed to lead Fidelity Canada Institutional Fidelity Canada has appointed Tracey Wong Vice President of Institutional Sales and Service. She now leads the firm’s institutional business in Canada across sales, consultant… April 27, 2026 April 22, 202609:00 Top 5 HR, benefits, pension and investment stories of the week An article on Ottawa Community Housing…

7:58 AM, 30th April 2026, 16 hours ago The Mortgage Works has cut its buy to let rates by up to 0.20 percentage points for existing borrowers, while also trimming selected limited company deals for new business. The changes cover BTL and Houses in Multiple Occupation lending, with the other reductions focused on switcher products as landlords come to the end of fixed terms. A two-year fixed rate has been reduced to 3.59%, down 0.20 percentage points, with a 3% fee and available up to 65% LTV. Another two-year option now stands at 4.77%, cut by 0.12 percentage points, carrying…

Venkatraman Venkateswaran, Executive Director of Federal Bank, expects stable asset quality in the near term, with no visible stress in micro, small, and medium enterprises (MSME) or retail portfolios, though he flags potential risks if global uncertainties persist into the coming quarters.He sees steady growth ahead, driven by mid-teens advances expansion, gradual margin improvement and strong traction in gold loans, fee income and remittances, while maintaining a cautious and disciplined approach to risk. Watch the full conversation here or scroll for edited excerpts.Federal Bank’s January-March quarter of 2026 (Q4FY26) performance reinforces this outlook, with net interest income rising 20% year-on-year…

Last fall, a 76-year-old Minnesota woman withdrew $35,000 in cash from her bank account and drove to a gas station. There she found a cryptocurrency kiosk, an ATM-like machine she believed would allow her to pay the “Inspector General of Social Security” who had contacted her on her iPad. The woman had deposited $2,000 before gas station employees intervened, warning it could be a scam. Local police department officials from across Minnesota pointed to examples like that one, relayed in a letter to a House committee, when advocating for a ban on cryptocurrency kiosks, saying current state regulations aren’t enough. …