Author: Jordan

LendInvest has announced the launch of a new semi-commercial proposition within its suite of buy-to-let lending products.  The semi-commercial sector now accounts for 24% of all commercial lending activity. Following a doubling of application volumes in 2024, momentum has surged an additional 58% in the first half of 2025. This sustained demand is driven largely by investor appetite for retail units with residential flats above, which now make up 69% of all mixed-use applications. The lender’s new range will feature two and five-year fixed rates, starting at 5.94% and available for individuals and corporations that meet its Tier…

article FILE – A “For Sale” sign outside a house in the Capitol Hill neighborhood of Washington, DC, US, on Tuesday, Aug. 12, 2025. Photographer: Al Drago/Bloomberg via Getty Images Amid a slumping housing market, President Donald Trump over the weekend floated the idea of introducing a 50-year mortgage – and appears to have the support of the federal housing agency.  Here’s what’s being said about the idea:  50-year mortgage What they’re saying: On Saturday, Trump posted on social media a meme introducing the idea of a 50-year mortgage, as President Franklin D. Roosevelt introduced the 30-year mortgage.  William Pulte, director…

During the last debt scare, the 10-year yield hit 5%, and the floodgates of demand opened. Now the debt is $6 trillion bigger; no guarantee 5% will open the floodgates again. By Wolf Richter for WOLF STREET. Long-term Treasury yields surged this week as the bond market got nervous about longer-term inflation prospects and edgy about the onslaught of new debt needed to fund the ballooning deficit. Huge amounts of new debt will have to be issued over the next many years to fund it all, and those securities will have to find new buyers, and the fear in the bond market is…

The global artificial intelligence trade that has rocketed equity markets to record levels is facing a defining week, as the world’s largest technology companies deliver results that will be scrutinised for signs huge spending is generating the promised returns.Microsoft, Amazon and Meta, the company behind Facebook and Instagram, are scheduled to release quarterly earnings this week amid investor anxieties about the debt-fuelled spending plans.Loading… Source link

Credit cards have now become an indispensable part of modern financial lives across the nation. This is because these credit tools provide day-to-day users with comfort, convenience, rewards, and access to short-term credit.Furthermore, from online shopping to travel-related bookings and emergency expenses, their ease of use enables transactions and helps reduce dependence and mounting debt.Now, whether your credit card eventually ends up becoming a financial friend, i.e., an ally or a serious economic burden that culminates in a debt trap, ultimately depends on how diligently and responsibly you use it. This makes a proper understanding of credit cards as a…

Introduction: Redefining the Geopolitics of Capital In traditional international political economy literature, the strategic posture of Middle Eastern energy titans is typically evaluated through the lens of supply security and price stabilization. Recent structural shifts in global financial markets, however, reveal a fundamental evolution in their core function: these mega corporations have transitioned from mere commodity suppliers into primary liquidity pumpers across Western financial arteries.At the apex of this paradigm sits Saudi Aramco. The free cash flow generated by this state energy giant directly conditions asset pricing on Wall Street and underwrites innovation financing across Silicon Valley. A granular analysis…

Buy to let (BTL) mortgage lending has grown at an average quarterly rate of 7% over the last year, matching the pace of first-time buyer and home movers.Finance company Alexander Hall – part of the Foxtons Group – has analysed lending data from the Bank of England on quarterly gross mortgage advances by purpose of loan.This shows that in Q3 of last year (the latest available), £6.6 billion was lent across the buy to let sector. While BTL mortgages remain the smallest segment of the mortgage market, accounting for 8.2% of total lending, this Q3 figure represented a 22% increase on…

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St’s investing ideas for FREE. SEI Investments stock has delivered a 74.3% return over the past five years, yet its valuation picture is mixed, with an Excess Returns intrinsic value estimate pointing to upside while earnings based multiples lean the other way. The 74.3% five year return suggests SEI Investments has already rewarded patient shareholders, so any new position needs a clear view on remaining upside. Recent revenue growth, new ETF launches and a focus on AI enabled efficiency can support higher earnings expectations, but any…

July 26, 2026 — 5:12amSaveYou have reached your maximum number of saved items.Remove items from your saved list to add more.AAAOf all the financial curveballs most of us expect to be thrown regularly, being hit with a credit card surcharge of $66 last week was not one I saw coming. Yet that’s precisely what happened when I booked international flights and wanted to add a new payment method at the checkout.That it was going to cost me so much was all thanks to the airline’s schedule of fees which, like all Australian businesses, allows companies to slug consumers with a…

Somewhere in the past few years, the family dog stopped sleeping in a basket in the corner of the kitchen and moved into a room of its own.Think custom-tiled floors, built-in beds and sometimes its own little “spa” for bath time.This isn’t a one-off rich-person flex either.It’s a full-blown design movement and it’s got a name: Barkitecture.If you haven’t heard the word yet, you will.It’s the term for architecture and interior design built specifically for pets—doghouses that look like mini modernist homes, “catios” (enclosed cat patios), built-in feeding stations and mudrooms that have turned into dog decontamination zones with heated…