Author: Jordan

The deal will allow Roma Finance to offer mortgage terms of up to 40 years. Roma Finance has agreed a forward flow with J.P. Morgan to launch a range of long-term buy-to-let (BTL) and commercial mortgage products.  The deal will allow Roma Finance to offer mortgage terms of up to 40 years, with 2-, 5- and 7-year fixed rate options. The products aim to help customers move from acquisition and refurbishment through to long-term hold strategies. Scott Marshall (pictured), managing director at Roma Finance, said: “This is a landmark moment for Roma Finance, particularly in the current climate, and a…

Overview: South Korea offers affordable travel experiences for Indians when paired with smart credit card strategies. This guide reveals how to maximise rewards, reduce forex costs, and stretch your budget travel funds using strategic card usage and spending techniques. Why South Korea is Perfect for Budget Travel South Korea has become increasingly popular among Indian travellers, with tourism growing by 35% annually since 2023. The country offers excellent value for money compared to Western destinations. A typical budget trip costs between ₹4,000-₹7,000 daily, including accommodation, meals, transport, and attractions. Your credit card choices can significantly impact these costs. With the…

How has marketing played a role in Platinum’s uniqueness and growth? Platinum opened in 2010 with no social media presence for the first five years. That word-of-mouth foundation turned out to be the most valuable thing we could have laid down, because when the industry got crowded, we already had deep roots. Standing out requires real substance and commitment. We invest enormously in developing the next generation of educators, so what we deliver to clients is relevant, grounded in current research and not just a new trend. We’ve stayed entirely organic – no influencer partnerships. The retention from whom we…

Micron is currently unable to satisfy all of its customer demand. For some key clients, the company can fulfill only fifty to two-thirds of their medium-term needs. This supply-demand imbalance is particularly acute in NAND, where management sees demand significantly in excess of available supply for the foreseeable future. This is not a demand-creation story; it is a supply-fulfillment one. The engine for this demand is clear, with AI driving data center consumption to exceed half of the industry’s total addressable market. The primary path to upside, therefore, runs directly through revenue growth as Micron closes this supply gap. That’s…

The UK buy-to-let market is “undergoing one of its biggest structural changes in decades”, according to Joseph Lane, mortgage broker and property investor at Mortgage Lane.Lane suggested that landlords have entered a “permanent reset” in how they purchase, finance, and build property portfolios.Specifically, he referenced research from Paragon Bank which indicated that 43 per cent of all mortgaged BTL purchases completed in Britain during 2025 were made through limited companies, a rise on the 35 per cent in 2024 and the sub-8 per cent in 2018.While the statistics may initially appear to reflect growing interest in tax efficiency, Lane said…

Billionaire real estate financing often defies conventional wisdom: Elon Musk, the world’s richest person, took out $61 million in mortgages on five California properties through Morgan Stanley, while Mark Zuckerberg locked in a 30-year mortgage at 1.05% on his Palo Alto home. Rather than paying cash outright, these ultra-wealthy individuals use mortgages as a strategic wealth tool. The primary reason billionaires borrow for real estate is to preserve liquidity. Most of their wealth sits in investments, stocks, and business assets rather than cash accounts. By taking a mortgage, they keep capital deployed in higher-returning investments instead of tying millions into…

Gold loans may continue to remain in focus for lenders in the near term, backed by strong momentum already visible in sourcing volumes and rising ticket sizes, as secured lending gains prominence in India’s retail credit market, according to a report by Experian. The report showed that gold loan sourcing value more than doubled year-on-year to Rs 7.6 lakh crore in the fourth quarter of FY26, registering a 115 per cent rise, while assets under management (AUM) grew 47 per cent to Rs 11.9 lakh crore as of March 2026. Average ticket size also rose sharply to Rs 2.1 lakh…

Intense commodity price and supply pressures threaten global manufacturing performance S&P Global Source link

“Unsurprisingly, borrowers are reluctant to commit to today’s rates for the long term, despite the payment certainty these products can offer.”He said: “Unlike homeowners in some other countries who routinely fix their mortgage rates for decades, British borrowers want the security of a fixed monthly repayment but value the flexibility of shorter-term deals.  “Regardless of the volatility of the last few years many seem to be positioning themselves for a future where mortgage rates are lower than they are today.” Mary-Lou Press, president of NAEA propertymark, said: “What’s particularly interesting is that we’re seeing buyers place a greater emphasis on…

Six One Commodities (61C), an energy merchant backed by Pinnacle Asset Management, has completed its acquisition of Great American Gas & Electric (GAGE) from Link Growth Advisers. The transaction adds GAGE’s operations to 61C’s growing energy platform and strengthens the company’s North American retail and integrated energy business. The acquisition is a strategic step in expanding 61C’s retail energy capabilities across North America. GAGE brings an established team, customer relationships, broker networks, operating infrastructure, and technology systems that will support the continued development of 61C’s retail energy operations. By combining the two businesses, 61C expects to enhance its ability to…