This includes improved options for commercial landlords, as well as investors with semi-commercial property, purpose-built student accommodation and holiday lets.

The products are available for individuals as well as limited companies. Rates start at 6.19 – for a two-year fix at 50% LTV, with a minimum loan value of £150,000.

The product range includes the following:

• Commercial first charge owner-occupied – rates from 6.19%
• Commercial first charge investment – rates from 6.39%
• Purpose-built student accommodation first charge – rates from 6.29%
• Holiday lets first charge – rates from 6.59%
• Semi-commercial first charge – rates from 6.44%

There are no maximum property value imposed on these deals and all are available up to 75% LTV available with terms spanning between two and 30 years.

CSF’s group sales director Jason Berry says he expects this new range to prove popular  with property investors. “The low rates which rest at the heart of this new range reinforce InterBay as one of the industry’s pre-eminent commercial lenders.”

InterBay head of specialist finance Marc Callaghan adds: “InterBay is renowned for excellent service and our offering becomes stronger when combined with these new rates.

“We’re delighted to be in a position to lower rates. We specialise in complex cases and look forward to working more closely with Crystal Specialist Finance going forward.”