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Key offerings in the specialist range include a 4.34% two-year fixed rate for up to 65% LTV, aimed at experienced landlords dealing with larger HMOs and MUFBs housing between seven to 15 occupants or units.

For new landlords, a 4.54% two-year fixed rate is available for up to 65% LTV, catering to properties with one to six occupants or units. Five-year fixed rates are also on offer at 5.34% and 5.54% for up to 65% LTV for first-time and experienced landlords, respectively.

The specialist buy-to-let lender’s expat mortgage options extend similar flexibility to first-time and seasoned landlords investing from abroad.

The range includes two-year fixed rates at 4.64% and 4.94% for up to 65% LTV, accommodating properties with up to six and between seven to 15 units, respectively. For five-year terms, expat landlords can access rates of 5.74% and 5.94% for up to 65% LTV, though these options are reserved for the more experienced landlords and not available to first-time investors.

“These enhancements address a very real need in the market for expat and specialist buy-to-let options,” said Elise Coole (pictured), managing director at Keystone Property Finance. “Brokers have told us that they would like to see a better choice of deals for first-time landlords, which is why we have made them a key focus of both ranges.

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