The Intermediary · https://theintermediary.co.uk/2026/06/paragon-bank-cuts-btl-mortgage-rates-by-0-20/
Paragon Bank has cut rates by 0.20% across its buy-to-let (BTL) mortgage range.
2-year and 5-year fixed rates now start from 3.55% for properties with energy performance certificate (EPC) ratings of A-C.
Rates are available up to 75% loan-to-value (LTV) for purchase and remortgage.
Landlords can choose from several fee options, including nil, 3%, 4%, 5% or a flat £3,995 fee.
For homes with lower energy efficiency, rates are 0.05% higher.
5-year fixed rates at 75% LTV start from 4.75% on Paragon’s green mortgage products for single self-contained properties.
Rates have also been reduced for houses in multiple occupation and multi-unit blocks, priced 0.15% higher than green EPC single self-contained products.
All products are available to individual landlords and limited companies in England, Scotland and Wales.
Jason Wilde (pictured), head of mortgage sales at Paragon Bank, said: “Landlords are navigating a market that continues to be shaped by political and economic uncertainty.
“In this environment, we are seeing many opt for higher fee products in order to secure a lower headline rate.
“That won’t be the right approach for everyone, however.”
Wilde added: “By reducing rates across the whole range and maintaining a breadth of fee options, we’re giving landlords the flexibility to choose products that best suit their own circumstances and portfolio strategy.”
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