Specialist buy-to-let lender Zephyr Homeloans has announced reductions of 15 basis points (bps) across its range of five-year fixed and lifetime tracker mortgages.

In its latest product reprice, the lender is offering lower rates for properties with higher energy performance ratings, indicating a move to support energy efficiency in the housing market.

For properties with an energy performance certificate (EPC) rating of ‘A’ to ‘C’, Zephyr is now providing a 5.15% rate for a five-year fixed rate standard BTL mortgage at 65% loan-to-value (LTV), accompanied by a 5% product fee. In addition, a 6.79% rate is available for a lifetime tracker BTL mortgage at 65% LTV, with a 3% product fee.