SUMMARY
As fuel prices continue to impact household budgets, fuel credit cards have become an attractive option for consumers seeking to offset costs. These cards, often co-branded with major fuel companies like Indian Oil, HPCL, and BPCL, offer rewards and benefits tailored to fuel spending. According to Paisabazaar, consumers should carefully evaluate these cards by considering the associated fuel brand, the value of reward points, and additional savings opportunities. Here’s a list shared by Paisabazaar on top five fuel credit cards
1 / 6Most fuel credit cards provide benefits through reward points, redeemable at specific fuel stations. According to Paisabazaar, consumers should carefully evaluate these cards by considering the associated fuel brand, the value of reward points, and additional savings opportunities. Here’s a list shared by Paisabazaar on some of the top fuel credit cards available now.
2 / 6IDFC FIRST Power+ Credit Card: With an annual fee of ₹499, this card provides ₹500 cashback on the first HPCL fuel purchase of at least ₹500 within 30 days of card setup. Users earn 30 reward points per ₹150 spent on HPCL fuel and LPG, translating to a 5% saving, and 6 Happy Coins per ₹100 spent on the HP Pay app, equivalent to a 1.5% saving. Additional perks include cashback on the first EMI conversion, discounts on car rentals, and complimentary lounge access on meeting minimum spending criteria.
3 / 6IndianOil Kotak Credit Card: This card, with an annual fee of ₹499, offers 4% back as 24 reward points per ₹150 spent on IndianOil fuel, with a cap of 1,200 points per month. It also provides a 1% fuel surcharge waiver, up to ₹100 per month. Other features include rewards for grocery and dining purchases and a fee waiver for spending ₹50,000 in the previous year.
4 / 6IndianOil Axis Bank Credit Card: With an annual fee of ₹500, this card offers up to 1,250 EDGE reward points for initial fuel purchases and 4% value-back on IOCL spends. Users benefit from a 1% fuel surcharge waiver, dining discounts, and a fee waiver on annual spending of ₹3.5 lakh.
5 / 6BPCL SBI Card Octane: Priced at ₹1,499 annually, this card provides 6.25% value-back on BPCL fuel purchases as reward points and a 1% fuel surcharge waiver. Other features include bonus reward points, complimentary lounge access, and e-gift vouchers for reaching spending milestones.
6 / 6ICICI HPCL Super Saver Credit Card: For an annual fee of ₹500, this card delivers ₹100 cashback on HP Pay app recharges and 4% cashback on fuel purchases at HPCL pumps, capped at ₹200 per month. An additional 1.5% saving is available through the HP Pay app. The card also includes reward points for various categories, complimentary lounge access, and discounts on movie tickets.
