Barclays has updated its affordability checks for both residential and buy-to-let (BTL) products.
For residential mortgages, the bank has cut the minimum stress rate on products up to 85% loan-to-value (LTV).
It has also raised income multiples for joint applicants earning between £35,000 and £75,000 a year.
Borrowers can check the new limits using the affordability calculator.
On BTL, Barclays has introduced a dynamic stress rate that sits at a fixed margin above the product rate.
BTL customers may be able to borrow up to £20,000 more.
These latest changes come after Barclays made recent adjustments to affordability criteria, including lower stress rates and higher maximum loan amounts for high LTV mortgages.
All mortgages remain subject to application, individual financial circumstances, and borrowing history.