Author: Jordan

The Department of Labor released its proposed rule addressing how fiduciaries should evaluate “alternative” investments within defined-contribution plans on March 30.The proposal, titled “Fiduciary Duties in Selecting Designated Investment Alternatives,” follows an August 2025 executive order that broke from previous guidance that discouraged the inclusion of alternatives under the belief that the representative plan sponsor lacked sufficient expertise—or access to such expertise—to perform the requisite due diligence on more complex and potentially riskier investments.The proposed rule introduces a six-factor safe harbor framework for fiduciaries. The factors address fees, liquidity, valuation methodology, performance, benchmarking, and “complexity.” This last factor is particularly…

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2. How big a deposit do you need?Note that buy-to-let mortgages usually require a bigger deposit than residential options.“Buy-to-let mortgages typically require a larger deposit than residential ones, often 25pc or more of the property’s value. The deposit required is often driven by the anticipated rental income yield. The more deposit you put down, the better the interest rates you may get,” said Adrian Anderson, of mortgage broker Anderson Harris.3. Interest only vs repaymentYou’ll need to make sure you’re clear on the difference between interest and repayment mortgages, and which option would work best for you.Mr Mendes said: “Most buy-to-let…

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A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low home prices) and downsides (losing built-up equity and tighter finances). So, what’s ahead for the housing market in 2026? Generally, experts don’t foresee a housing market crash in 2026. If anything, they see a greater sense of normalcy following multiple years of twists and turns.…

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Have you paid your Los Angeles County property taxes? Make sure your payment is received or postmarked by Friday, April 10. Step into the “Rhythm in Nature” at Placerita Canyon Nature Center’s Community Drum Circle, 11 a.m.- noon, Sunday, April 19. Green Santa Clarita asks Santa Clarita Valley residents do you “know where your water goes?” Each spring, the city of Santa Clarita hosts a series of Green Santa Clarita events designed to help residents make environmentally responsible choices while keeping our community clean and sustainable. The Master’s University had two track and field runners race at the prestigious Stanford…

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A trader works on the floor of the New York Stock Exchange in New York City.Michael M. Santiago | Getty ImagesThe S&P 500 rose on Monday as oil prices seesawed, with traders hoping that the U.S.-Iran war could end soon.The broad market index traded up 0.4%, while the Nasdaq Composite gained 0.5%. The Dow Jones Industrial Average climbed 137 points, or 0.3%Axios reported that the U.S., Iran, and a group of regional mediators were discussing terms for a potential 45-day ceasefire that could lead to a permanent end to the war, though the chances for reaching a partial deal before…

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SIP vs one-time investment: A Systematic Investment Plan (SIP) is a popular investment option that allows investors to contribute a fixed amount to a mutual fund at regular intervals, such as monthly, quarterly, or yearly. A lump sum investment is a one-time investment where the entire amount is paid upfront at the start of the investment period. Source link

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BARCLAYS Existing Mortgage Customers – Residential EMC Reward 2 Yr Offset Tracker at BEBR +1.02% for 2 years 2 years 4.77% 5.8 APRC £1749.00 80% BARCLAYS Existing Mortgage Customers – Residential EMC Reward 5 Yr Offset Tracker at BEBR +1.05% for 5 years 5 years 4.80% 5.6 APRC £1749.00 80% BARCLAYS Existing Mortgage Customers – Residential EMC Reward 2 Yr Tracker at BEBR +0.14% for 2 years 2 years 3.89% 5.6 APRC £999.00 60% BARCLAYS Existing Mortgage Customers – Residential EMC Reward 2 Yr Tracker at BEBR +0.49% for 2 years 2…

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