Author: Jordan

Accentuating the positive Too often, the need for climate action is defined in negative terms — of the dystopian future that must be avoided — rather than exploring and actively designing for a positive vision of the future we want. That’s why this new report  — What could finance do today to help climate innovators bridge gaps to a sustainable future? (pdf) — deliberately takes a different tack. It profiles nine changemakers — including from the financial sector — who are reframing the future here and now. From forest conservation and advancing circular supply chains, to ethical banking and driving investment in nature-based…

Carl Parker, national director of Just Mortgages self-employed division, said: “When the self-employed division launched, the aim was simple. “We wanted to give advisers every opportunity to build successful businesses on their own terms while benefitting from the support and infrastructure of a national brand.“To grow from three advisers to where we are now is a fantastic achievement and reflects the strength of the proposition we have built. It reflects the quality and ambition of the advisers who have chosen to join us and grow their business with Just Mortgages.” Ben Allkins, head of mortgages and protection at Just Mortgages,…

Analysts Are Bullish on Top Consumer Cyclical Stocks: Lear (LEA), On Holding AG (ONON) The Globe and Mail Source link

Twenty7tec’s latest Mortgage Market Snapshot recorded 1,790,196 mortgage searches during July 2026, up 1% on June and broadly unchanged from the same month last year.Rather than signalling a significant rise or fall in demand, Twenty7tec said the figures point to a market where different borrower groups are moving at noticeably different speeds.The clearest momentum came from remortgaging. Residential remortgage searches increased by 7% month-on-month and 5% year-on-year, reaching 700,628.The purchase market remains more cautious. Residential purchase searches in July were 3% lower than in June, and first-time buyer searches fell 4% during the month.However, first-time buyer activity remained slightly ahead of July 2025, suggesting demand has…

A crypto credit card promises something very simple. You hold the card against the terminal, part of your crypto balance is liquidated in the background, and the merchant receives euros. In everyday use it feels like any other card payment. For tax purposes in Germany it is a disposal of your crypto assets. Almost everything that later creates work with the card follows from that classification. Use it for a year on fuel, weekly groceries and restaurant bills and you do not produce a handful of events. You quickly produce several hundred separate disposals. Each one carries its own date,…

The Dak, located in Manorbier, Tenby, boasts its own private steps leading down to a secluded beach. The property, originally built in the 1920s using part of an Army surplus hut, has a varied history, including serving as a café and holiday destination. The Dak’s unique coastal setting has attracted the attention of the film industry (Image: Zoopla) The estate agent claims the house has been adapted over the years to meet the needs of its owners, with an external balcony becoming part of the internal structure, and the cellar being integrated into the living space. The property has also…

If you have spent time on retirement forums lately, you have probably seen the question: can a couple in their sixties land in Florida for under $300,000, keep the lifestyle they want, and not end up house-poor by seventy-five? Ocala keeps coming up in those threads for a reason. It is inland, it is horse country, it has an actual downtown, and it has not yet been priced like Sarasota or Naples. Here is what it actually takes to make the numbers work there, and the one line item most people underestimate by a factor of two. What a Year…

12:00 AM, 15th December 2025, 8 months ago Getting started in property investment can feel daunting, particularly in today’s mortgage market. First-time landlords face stricter criteria, larger deposit requirements and higher scrutiny from lenders compared with experienced investors. But with preparation and the right guidance, it is still possible to secure competitive finance and start building a rental portfolio in 2025. Who Counts as a First-Time Landlord? A first-time landlord is someone buying their first rental property. Some lenders also class you as a first-time landlord if you have not previously let property, even if you own your own home.…

A travel rewards expert outlines the best credit cards for frequent travelers in 2026. These cards offer high point earnings, flexible redemptions and valuable perks like lounge access. Annual fees apply to most, but their benefits often offset the cost.The selected cards include Chase Sapphire Reserve, Chase Sapphire Preferred, Capital One Venture X, and United Quest. Each offers tiered earning structures, bonus categories like dining or rideshares, and statement credits. Welcome bonuses range from 75,000 to 100,000 points, redeemable via travel portals or transfer partners.Cardholders must weigh annual fees against ongoing value: lounge access, elite status, and credits can justify…

Mortgage rates move in rough alignment with broader interest rate expectations, though they track the 10-year U.S. Treasury yield more closely than the federal funds rate itself. When rates rise, monthly payments on a new 30-year fixed mortgage increase substantially: on a $400,000 loan, a two-percentage-point rise in the mortgage rate adds roughly $500 to the monthly payment. Homeowners with fixed-rate mortgages are insulated from rate changes, but buyers entering the market and those with adjustable-rate mortgages feel the shift immediately. Mortgage demand tends to fall when rates climb and recover when they ease. Source link