Author: Jordan

Simplybiz Mortgages has released details of its annual ‘Summer of Learning’ online education programme. Now in its sixth year, the month-long series of events offers technical and best practice sessions on areas including specialist and later lending, buy-to-let (BTL), and general insurance (GI), as well as elements of the programme specifically created for those providing back-office support for advisers. Taking place throughout August, the Summer of Learning syllabus will feature a host of experts, including those from Simplybiz Mortgages team, Air, Legal & General Home Finance, CHL Mortgages, Coventry Building Society, Source, Skipton Building Society, Aldermore, Family Building Society, Darlington…

The Fed meets on Wednesday, and and overnight index swaps expect no change in policy. Swaps price about a 42% chance of a hike, but with little new data before the meeting, the next chance for a hike looks like September, with possibly another one or two after that. Looking around the market, though, it is pricing in more action down the road. The 3-month Treasury bill has risen about 25 basis points off its year-start low, and its 12-month forward rate is pricing in another 50 basis points above that level. That implies as many as three rate hikes…

The SpineCorporation has been acquired (image credit: Pixabay) A manufacturer of medical devices for spinal disorders has been acquired by a US group in a deal supported by prominent advisers.  The SpineCorporation, which is based in Chesterfield, is a specialist manufacturer of spinal orthotics for children and adults.  Hawsons Corporate Finance and Knights Solicitors advised the shareholders on the company’s sale to US-based OrthoPediatrics Corp. Andrew Mills, shareholder of SpineCorporation, said: “Selling the business is a significant milestone and an important moment for everyone who has been part of its journey. We are incredibly proud of what the team has…

This information should not be interpreted as financial, tax or legal advice. Mortgage and loan rates are subject to change.Category: guides guidesguidesWe review the top ten lenders in the limited company buy to let mortgage space for 2026.1. BM SolutionsBM Solutions (part of Lloyds Banking Group) is a market leader with a strong reputation in the buy to let space.Core strengths:Long-standing brand in the industryStandard buy to let propertiesCompetitive products for limited company landlordsStrong support for portfolio investorsReliable and consistent underwriting processes2. Vida Homeloans Vida Homeloans is known for supporting near-prime borrowers who may sit outside high-street lender criteria.Core strengths:Accepts complex…

If you were born on July 27, your tarot cards reveal a year of powerful breakthroughs, emotional healing, decisive action, karmic balance, and meaningful completion.Horoscope Today (Pinterest )Overall EnergyThis year begins with sudden changes, as unstable situations may end unexpectedly to make way for stronger foundations. While these shifts can feel unsettling, embracing change will make the process easier and support your growth.You may reflect on past losses or disappointments, but this isn’t the year to dwell on them. Turning your focus to what remains and new possibilities allows hope to replace regret.As the year progresses, momentum builds and you…

David Coughlin, of the Landlord Sales Agency, said that many good landlords had frozen rents for years as tenants faced cost-of-living pressures, but had now been forced to sell up.He added: “In the past six months, the market has gone bananas ahead of the reforms. You’ve got landlords who now can’t increase rents, so they’re having to sell at a massive discount.”The problem landlord exodus has been particularly acute in the capital. Around 30pc of London homes for sale in the 12 months to March were formerly buy-to-lets, compared with 13pc across the country, according to analysis by estate agency…

Westpac is increasing fixed home loan rates on terms from one to three years, and says Middle Eastern tensions are to blame.It is also raising some term deposit rates.From Tuesday, the bank’s one-year advertised special home loan rate will increase by 20 basis points to 4.99 percent. The 18-month and two-year rates will increase by 26 basis points to 5.35 percent and 5.45 percent, respectively.The three-year rate will increase by 6 basis points to 5.35 percent.Westpac’s managing director of consumer bank and wealth, Helen Ryder, said re-escalating Middle East tensions had driven up wholesale interest rates, which increased the bank’s…

  “Gold is the most profitable loan segment right now, with PSU banks making money on PSLC sales. A few PSU banks active in the gold loan business are expected to book significant profits,” a senior banker at a state-owned bank said.   PSLCs are tradable instruments that allow banks to buy and sell priority sector lending obligations without transferring the underlying loan assets. Banks that exceed their priority sector lending targets can sell surplus certificates to lenders that fall short, earning fee income in the process.  Under Reserve Bank of India norms, commercial banks, small finance banks,…

Previously in this column, we discussed about passion assets. This refers to assets that are collectibles such as paintings and antiques. Passion assets are both consumption and investment assets.That is, you can enjoy them as collectibles and later sell the assets to generate gains. In this article, we discuss the risks associated with such assets, especially the pain of parting with them.When we own a collectible, we typically focus more on what we have to give up when we sell the asset than the gains we can generate by selling it. This explains why we want a higher price when…

Softer June inflation, firm expectations that the Federal Reserve will keep rates on hold for now, and a fresh spike in oil prices are pulling income focused investors in different directions. On one side, a steady rate backdrop can support demand for US dividend growth stocks with solid balance sheets and consistent payouts. On the other, stubborn energy costs keep the risk of future rate hikes alive. This article looks at 3 stocks from our US Dividend Growth Stocks screener that appear especially exposed to these cross currents and may help you evaluate whether they fit your income strategy today.…