Author: Jordan

12:00 AM, 15th December 2025, 8 months ago Getting started in property investment can feel daunting, particularly in today’s mortgage market. First-time landlords face stricter criteria, larger deposit requirements and higher scrutiny from lenders compared with experienced investors. But with preparation and the right guidance, it is still possible to secure competitive finance and start building a rental portfolio in 2025. Who Counts as a First-Time Landlord? A first-time landlord is someone buying their first rental property. Some lenders also class you as a first-time landlord if you have not previously let property, even if you own your own home.…

A travel rewards expert outlines the best credit cards for frequent travelers in 2026. These cards offer high point earnings, flexible redemptions and valuable perks like lounge access. Annual fees apply to most, but their benefits often offset the cost.The selected cards include Chase Sapphire Reserve, Chase Sapphire Preferred, Capital One Venture X, and United Quest. Each offers tiered earning structures, bonus categories like dining or rideshares, and statement credits. Welcome bonuses range from 75,000 to 100,000 points, redeemable via travel portals or transfer partners.Cardholders must weigh annual fees against ongoing value: lounge access, elite status, and credits can justify…

Mortgage rates move in rough alignment with broader interest rate expectations, though they track the 10-year U.S. Treasury yield more closely than the federal funds rate itself. When rates rise, monthly payments on a new 30-year fixed mortgage increase substantially: on a $400,000 loan, a two-percentage-point rise in the mortgage rate adds roughly $500 to the monthly payment. Homeowners with fixed-rate mortgages are insulated from rate changes, but buyers entering the market and those with adjustable-rate mortgages feel the shift immediately. Mortgage demand tends to fall when rates climb and recover when they ease. Source link

12:00 AM, 26th January 2026, 7 months ago When applying for a buy-to-let mortgage, one of the most important steps is the valuation. Lenders need to know both the market value of the property and the expected rental income. In 2026, with affordability tighter and specialist properties more common, valuations are under greater scrutiny than ever. Understanding how valuations work helps landlords avoid surprises and prepare stronger applications. The Role of Valuations in Buy-To-Let Lending A valuation serves two purposes for lenders: Market value check – ensures the property is worth the price paid or remortgage amount requested. Rental assessment…

Tesla CEO Elon Musk (L) talks with Nvidia CEO Jensen Huang during the U.S.-Saudi Investment Forum at the Kennedy Center on November 19, 2025 in Washington, DC. Win McNamee/Getty Images Nvidia’s quarterly SEC filing, made public Friday, revealed that the world’s most valuable chipmaker holds approximately $21 billion in SpaceX stock and roughly $30 billion in Intel stock — more than $50 billion concentrated in two companies that have each pledged to make Nvidia their exclusive chip supplier. Nvidia’s 13F filing disclosed exactly what Wall Street had been theorizing: Jensen Huang has quietly transformed Nvidia from a chip designer into…

Rising global government bond yields are pushing investors to rethink where real growth might come from next. When safer assets offer more income, attention often shifts to companies that insiders know well and still choose to back with their own capital. That mix of growth potential and high insider ownership is rare. This article highlights three stocks from the Fast Growing Stocks With High Insider Ownership screener that fit that profile. The stocks covered below are just a starting sample, and the full screen surfaced 1,299 more companies with similarly compelling growth and insider ownership stories that are not included…

65 Bambra St, Croydon, was sold by its investor owner at auction yesterday to a first-home buyer couple. A shocking investor exodus that has almost twice as many landlords selling out of Victoria as are buying in has resumed in the aftermath of the Albanese government’s May budget. It comes as lending data from the Australian Bureau of Statistics this week revealed the number of first-home buyers taking out loans across the state is on track to surpass the numbers buying an investment in the coming months. REA Group auction data yesterday showed 54.4 per cent of the 443 auction…

Landlords are reassessing where they invest as regional differences in yields, arrears and void periods reshape buy-to-let strategies, research from Foundation has found. The Q2 2026 Pegasus Insight Landlord Trends report recorded an estimated average portfolio value of £1.8m, gross rental income of £12,007 per property and an average yield of 6.4%. Some 86% of landlords reported making a profit from their lettings activity, while 5% were operating at a loss. However, 22% had sold a property during the previous 12 months compared with 6% who had purchased one, indicating that landlords were continuing to restructure their portfolios. REGIONAL YIELDS…

15 August 2026 Amy Winehouse’s best friend Tyler James plans to auction off more of her belongings. Amy Winehouse’s best friend to auction late singer’s belongings Tyler originally put his auction – which included handwritten song lyrics and Amy’s red bowling shirt – on hold after Amy’s father Mitch contested ownership but he will now go ahead with the sales. He told The Sun: “I’ve been through hell. I just couldn’t deal with it. Sotheby’s explained to me that due to Mitch’s lawyers contesting ownership, they couldn’t go ahead with the sale and that I needed a lawyer. I felt…

Independent accountancy, business and tax advisory firm Clive Owen LLP has appointed Paul Williams as corporate finance executive, further strengthening its growing corporate finance team. Paul joins from a Big Four accountancy firm after graduating from Newcastle University through its Flying Start degree programme, which combined academic study with practical industry experience. During his training, he gained experience across sectors including banking and insurance and also spent time working in Bristol. His appointment follows the recent recruitment of Michael Dickens as corporate finance manager and comes as Clive Owen continues to invest in its team and regional presence, including moves…