Author: Jordan

Key Takeaways The average U.S. credit card balance was $6,519 in Q1 2026, up 2.3% from a year earlier.A balance near the national average can still be costly, especially with credit card APRs around 21%.Paying more than the minimum, avoiding new debt, and tracking progress can help you bring your balance down. Get personalized, AI-powered answers built on 27+ years of trusted expertise. If your credit card bill keeps rising month after month, you’re not alone. Many Americans have watched their balances grow as prices have climbed, and it can be hard to tell whether your debt is typical—or starting…

GB Bank has reduced its 65% LTV buy-to-let core range rates by an additional 0.30% across its two, three and five-year fixed rate products. The refreshed range now includes two-year fixed rates from 4.39% with a 5% fee or 5.39% with a 3% fee, three-year fixed rates are available from 4.77% or 5.77%, and fiev-year fixed rates available from 5.53% or 6.13%. Rates at 75% LTV remain unchanged. These rate cuts also apply to GB Bank’s bespoke proposition at 65% LTV which is priced on a case-by-case basis for loans greater than £3m. GB Bank’s wide-ranging criteria allows first-time landlords,…

Employee reviews can reveal hidden organizational strength LLMs can measure firm-specific intangible assets at scale CEO changes may weaken these assets before losses become visible In 2022, organizational capital accounted for around 30 percent of firms’ total intangible investments, surpassing investments in research and development, software, brands or design. Still, with few exceptions, firms are unable to detect whether their intangible capital is increasing, decreasing, or eroding following a change in leadership; the standard deviation of the difference between the actual change in intangible capital and the expected change in intangible capital is equal to 0.27. This discrepancy matters because…

SouthStar Capital closed an accounts receivable financing facility for a healthcare supply company that provides food service and sanitation products to long-term care facilities. As demand for essential healthcare supplies continues to grow, the company required additional working capital to bridge the gap between product delivery and customer payment. With payment terms extending up to 60 days, the business sought a financing solution that would improve cash flow without disrupting day-to-day operations. SouthStar Capital structured a customized accounts receivable financing facility that converts outstanding invoices into immediate working capital, allowing the company to maintain inventory levels, fulfill customer orders and…

JAKARTA – The Corruption Eradication Commission (KPK) will investigate the findings in the hand-in-hand operation (OTT) that ensnared the inactive Langkat Regent Syah Afandin on Thursday, July 2 last week. Including the origin of the platinum or platinum metal weighing 55 kilograms in his car.In the silent operation, the KPK also found Rp100 million; cash in various currencies with a total value of around Rp1.22 billion in details of Singapore dollars (SGD) 66,950, Malaysian ringgit (RM) 11,518, and rupiah cash of Rp244.7 million.Then the team also blocked two accounts in the name of Syah Afandin with a balance of around…

GB Bank has reduced rates across its 65% LTV buy-to-let core range by 0.30%.The cuts apply to the bank’s 2-year, 3-year and 5-year fixed rate products, with rates at 75% LTV remaining unchanged.The refreshed range includes 2-year fixed rates from 4.39% with a 5% fee or 5.39% with a 3% fee. Three-year fixed rates are available from 4.77% or 5.77%, while 5-year fixed rates are available from 5.53% or 6.13%.GB Bank said the changes give intermediaries a choice of pricing and fee structures to suit different client needs. The rate cuts also apply to its bespoke proposition at 65% LTV,…

In the never-ending battle between bitcoin BTC$62,897.25, the digital gold, and the traditional yellow metal, veteran trader Peter Brandt has picked a side, and it’s not the one bitcoin bulls would have hoped for.Brandt, CEO of Factor LLC and widely followed chart analyst, said on X that he is mulling liquidating some of his BTC and using the proceeds to buy gold, as he sees the yellow metal outperforming BTC.”I am contemplating selling some of my Bitcoin and going to Gold with the money. Looks to me that Gold is going to gain substantially on Bitcoin,” Brandt told his followers…

Get daily World Cup briefings from our writers across North America – plus more from Inside Sport after the tournamentGet our free World Cup briefing and sport emailGet our free World Cup briefing and sport emailEngland defender Jarell Quansah was sent off during his side’s dramatic 3-2 win over Mexico in the last 16 of World Cup 2026 and he is set to miss the Three Lions’ crunch quarter-final against Norway on Saturday.But the question now is whether Quansah could have his ban suspended, enabling him to play against Norway, in the same way that USA star Folarin Balogun did…

The Dow Jones Industrial Average closed above 52,000 for the first time on Tuesday, June 16, 2026, as falling oil prices eased inflation concerns and fueled a rally in economically sensitive stocks on the blue-chip index. The Dow rose 328.64 points, or 0.6%, to end at 51,999.67, according to MarketWatch. During the session, the 30-stock index reached a high of 52,190, marking its first move above the 52,000 level. The surge came as oil prices extended a sharp decline that began following the announcement of a US-Iran peace deal. Reuters reported that crude oil settled at three-month lows after the…

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. U.S. mortgage demand was largely unchanged last week as borrowers pulled back from adjustable-rate mortgages, or ARMs, while elevated housing costs continued to weigh on buying activity, according to weekly data released Wednesday by the Mortgage Bankers Association. An ARM, or adjustable-rate mortgage, typically offers a lower initial interest rate than a fixed-rate mortgage but resets to market rates after a set period, making it riskier if borrowing costs rise. Total mortgage application volume increased just 0.04% week over week on a seasonally…