YBS Commercial Mortgages has reduced five-year fixed rates by 0.15% across its new-business range, with the changes live from today.
The repricing covers buy-to-let products for portfolio landlords, HMO and MUFB specialist products, owner-occupied and commercial investment options, and semi-commercial products for part-residential, part-commercial assets. Two-year fixed-rate products are unaffected.
The updated rates now available to brokers include:
- A five-year fixed buy-to-let rate at 4.90% (previously 5.05%), up to 55% LTV with a 3% fee
- A five-year fix for MUFB cases at 5.65% (previously 5.80%), up to 65% LTV with a 2% fee
- A five-year fixed semi-commercial rate at 5.95% (previously 6.10%), up to 65% LTV with a 2% fee
Angela Norman, managing director of YBS Commercial Mortgages (pictured), said: “These reductions across our five-year fixed range demonstrate our ongoing commitment to supporting brokers and customers with better choice and value across a wide range of product options.”

