Author: Jordan

BlackRock, Baillie Gifford and more are offering investors access to unconstrained strategies. Investors often gravitate towards funds that do exactly what they say on the tin – a clear style, a defined region, a set benchmark or a neat sector silo. There is comfort in knowing exactly what you are buying. But there is also something to be said for managers who aren’t boxed in. In a global market that has become dominated by a handful of mega-caps, the ability to roam freely across geographies, sectors, market caps and themes can be a genuine advantage. As such, Trustnet asked fund…

ASX 200 Portfolio Strategy and the Role of Australian Mid-Cap Shares Kalkine Media Source link

As the world’s connectivity has improved and technology has become cheaper and more advanced, the emergence of “fintech” was bound to happen. This technology has made financial management cheaper and less time-consuming, improving the lives of millions. But what exactly is fintech, and how does it work? We’ll explore that question and break down fintech’s benefits and drawbacks. Fintech is likely here to stay, which means we should understand exactly what it is and how it will change the financial landscape going forward. This embedded content is not available in your region. What is financial technology (fintech), and how does…

Specialist lender Roma Finance has agreed a forward flow with JPMorgan to support its long-term lending capabilities. The partnership will help Roma expand its product suite and launch long-term buy-to-let (BTL) and commercial mortgages, with terms up to 40 years on fixed terms of two, five and seven years.  The lender has also launched a commercial and semi-commercial mortgage proposition for owner-occupied premises, investment properties and property company/operating company structures across a range of use classes in England, Scotland and Wales.  It said the new products would also support its ambition to become the UK’s largest unregulated non-bank property…

JAKARTA (June 5): Indonesia issued a government regulation on Friday to bring exports of its strategic commodities under centralised control, according to a notice on the website of the state secretariat ministry. President Prabowo Subianto announced on May 20 that Indonesia would bring the exports of all of its strategic commodities under the control of a new state company, Danantara Sumberdaya Indonesia (DSI). Here are some key details about the regulation: The 11-page regulation was signed on May 20 by President Prabowo Subianto and outlines the implementation of Indonesia’s centralised export measures. In the initial stage, the government will mandate that exports of…

Looking back on personal loan stocks’ Q1 earnings, we examine this quarter’s best and worst performers, including Nubank (NYSE:NU) and its peers. Personal loan providers offer unsecured credit for various consumer needs. The sector benefits from digital application processes, increasing consumer comfort with online financial services, and opportunities in underserved credit segments. Headwinds include credit risk management in unsecured lending, regulatory oversight of lending practices, and intense competition affecting margins from both traditional and fintech lenders. The 9 personal loan stocks we track reported a strong Q1. As a group, revenues beat analysts’ consensus estimates by 2% while next quarter’s…

Accord Mortgages is cutting rates across its buy-to-let and residential ranges this week, with two-year fixed landlord products falling by up to 0.30% and residential rates reducing by as much as 0.46%. The buy-to-let changes take effect from 8am today, Friday 5 June, covering two, three and five-year fixed products. Two-year fixes are down by up to 0.30%, three-year deals by up to 0.25% and five-year fixed rates by up to 0.22%. Buy-to-let highlights include: A two-year fix for remortgage customers at 4.87% (previously 5.17%) at 60% LTV, with a £995 fee, free standard valuation and remortgage…

The annual report on the international role of the euro published by the European Central Bank (ECB) this week points to the growing fragmentation of the global financial system amid attempts to shift away from dependence on the US dollar.The most striking figure to emerge from the report was the decline in the proportion of US Treasury bonds in the reserves held by central banks and the increase in the use of gold as a reserve asset.Gold bars on display at the American Museum of Natural History. November 8, 2006 [AP Photo/Seth Wenig]Gold bullion accounted for 27 percent of all…

The average long-term U.S. mortgage rate eased this week from its highest level in nine months, welcome relief for prospective homebuyers. The benchmark 30-year fixed rate mortgage rate fell to 6.48% from 6.53% last week, mortgage buyer Freddie Mac said Thursday. The average rate remains below 6.85%, where it was a year ago. When mortgage rates decline they give homebuyers more purchasing power. Rates have been mostly trending higher since the war with Iran began, disrupting the passage of tankers ferrying crude oil from the Persian Gulf to customers worldwide. That’s sent oil prices sharply higher — a key driver of inflation. “This…

Sanlam Investments has repositioned itself to cash in on the boom in alternative assets, private equity and SME debt in a bid to rewrite the asset management playbook.To this end, the asset manager, owned by financial services major Sanlam, has set its growth blueprint on the following pillars: indexation, private wealth and alternative investments. The company’s businesses — Satrix, Sanlam Investments Multi-Manager, Sanlam Private Wealth and Sanlam Alternative Investments — are expected to play a key role as the asset manager enters its next growth phase after the sale of its active asset management businesses in South Africa and the…