Author: Jordan

The future hydrogen economy may hinge on iridium, a metal so rare that only about eight tons are produced worldwide each year. To help stretch the limited supply, University of Delaware researchers have developed a recycling process that recovers precious metals and other materials from used hydrogen-energy devices without producing toxic waste.Among the technologies driving hydrogen energy are proton exchange membrane (PEM) electrolyzers and fuel cells, which rely on catalysts made from iridium and platinum to produce and use hydrogen efficiently. PEM electrolyzers use electricity to split water into hydrogen and oxygen, while PEM fuel cells release stored energy by…

The increasing professionalisation of the private rented sector (PRS) and buy-to-let (BTL) market is highlighting the need for lending solutions suited to specialist and portfolio structures. The most recent Landlord Trends research from Pegasus Insight showed that the average size of a landlord’s portfolio has increased to 7.3 properties, pointing to a trend of larger-scale investors who were potentially more business-minded.  Over a fifth – 21% – of landlords described themselves as full-time or self-employed landlords, up from 17% at the end of last year.  Pegasus Insight said the findings suggested that landlords were treating their investments as a…

The important lessons of the Iran war:1) The global economy is much more resilient than feared. The 1970s style fears about the United States falling into recession over oil prices were always over done. It’s such a smaller shares of wallet and industrial costs now but in the emerging world and even in parts of Europe, it’s a significant cost. Yet almost everywhere, the consumer powered through basically unscathed. Take that as a positive sign.2) No one understands the oil market. The math on the missing barrels doesn’t add up. Yes, we have SPR releases and commercial inventories falling but…

Carlingford Community Development sought to open a new Youth Hub and Café in the Foy Centre, which was supported by a bridging loan from Community Finance Ireland. | https://communityfinanceireland.com/Carlingford Community Development has benefitted from a loanCarlingford Community Development is among the Louth organisations benefiting from the work of Community Finance Ireland. Carlingford Community Development sought to open a new Youth Hub and Café in the Foy Centre, which was supported by a bridging loan from Community Finance Ireland.CFI has revealed that it delivered a social value of €4.63 for every €1 invested in 2025. CFI say the finding underscores the…

The newly appointed Ebonyi State Commissioner for Youth and Sports Development, Mr. Chidi Onyia, has urged young people in the state to reduce excessive involvement in political activities and channel their energy towards personal development, talent discovery and productive ventures. He made the  call on Monday while addressing staff shortly after assuming office as Commissioner for Youth and Sports Development. The followed his redeployment from the Ministry of Solid Minerals Development in the recent cabinet reshuffle carried out by Governor Francis Nwifuru. Onyia said many youths in the state devote too much time to political disputes and social media battles…

Atmos Rewards and its premium credit card, the Atmos™ Rewards Summit Visa Infinite® credit card, are two of my favorite things to come out of the points and miles world in recent years.Atmos Rewards came about after Alaska Airlines merged with Hawaiian Airlines. It largely kept everything I liked about the former Mileage Plan program, while adding some great features, like the ability to earn status points on award flights. Meanwhile, the Atmos Summit card brought a fresh take on the premium credit card.One of the most interesting things about the card is its included Global Companion Award, which provides…

Platinum is starting to look like one of the more attractive commodities trades, but it is not yet a clean breakout. The better view is cautiously bullish: the fundamentals support a medium-term long idea, sentiment is not overcrowded, and the market still has a tight supply backdrop. The problem is timing. The chart has improved, but it has not yet confirmed a full bullish reversal.That makes platinum a good trade idea, but only with discipline. This is not a market to chase blindly. The cleaner setup is either to buy a pullback into support or wait for price to break…

A career in real estate can be appealing for many reasons, from flexible schedules and strong earning potential to the opportunity to guide buyers and sellers through one of the biggest financial decisions of their lives. But ask seasoned agents, and they’ll tell you the same thing: Building a successful real estate career takes time, patience and a willingness to push past some common misconceptions. Becoming a real estate agent requires more than passing a licensing exam, printing business cards and hanging a plaque on a brokerage office wall. For starters, breaking into the industry isn’t easy. As of mid-June, roughly…

“It is certainly not the brands,” argues Maggie Merklin, chief client officer, Analytic Partners. “It is the retailers and the platforms.” But others see a more complicated picture. “The retailer may have more leverage because they have the foot traffic of the consumer, but in the world of digital retail media, the brands hold the budgets that actually get to move those dollars,” says Andrew Lederman, global VP, digital commerce, Mondelez International.This tension runs throughout the episode as retail media enters a new phase. The easy growth is over. The rules are changing. And the industry is being forced to…

More households are now projected to see increases in mortgage repayments over the next three years as rates remain elevated, the latest Bank of England Financial Stability Report shows. However, the median increase is projected to be materially smaller than the increases already experienced over the last few years. The average rate on a two-year fixed rate at 75% LTV is now 4.92%, 72 basis points higher than at the time of the December report. The average rate on a two-year fixed 90% LTV mortgage is 5.32%, 75 basis points higher than in December, reflecting the increases in…