Carlingford Community Development has benefitted from a loan
Carlingford Community Development is among the Louth organisations benefiting from the work of Community Finance Ireland. Carlingford Community Development sought to open a new Youth Hub and Café in the Foy Centre, which was supported by a bridging loan from Community Finance Ireland.
CFI has revealed that it delivered a social value of €4.63 for every €1 invested in 2025.
CFI say the finding underscores the significant and measurable impact of Community Finance Ireland’s work at grassroots level with volunteer-led community organisations, clubs, charities and social enterprises in local communities in Co. Louth and across the island.
Community Finance Ireland is a charity and social enterprise that provides loans exclusively to other third-sector organisations such as community groups, charities, sports clubs and social enterprises on an all-island basis.
CFI has created a model rooted in community support, where every repayment helps another volunteer-led organisation take their next step in delivering impact for their community. Community Finance Ireland has a track record of supporting community and volunteer-led initiatives in Co. Louth through its social finance lending, including Carlingford Community Development.
A spokesperson for CFI said: “Social value captures the real difference an investment makes to people’s lives and communities, reflecting the wider social, economic and environmental benefits created beyond financial return. The report, carried out by Rose Regeneration, highlights significant positive social impacts under a variety of metrics:
- Helping improve the health & wellbeing of local people and communities
- Promoting increased social connection engagement among people
- Supporting economic growth with small businesses and social enterprises
- Facilitating improved learning and training opportunities for people
“It also highlights how Community Finance Ireland’s support at a local level in 2025 has delivered against a number of significant impacts when measured against the UN Sustainable Development Goals. These include good health & wellbeing; industry; innovation & infrastructure; decent work & economic growth; peace, justice & strong institutions; climate action and sustainable cities & communities.
“The Rose Regeneration report was developed in close collaboration with Community Finance Ireland, drawing on desk research, stakeholder interviews with supported organisations in 2025, and the Social Value Engine – an established tool used by over 150 organisations across Ireland to measure and quantify social impact.”
Commenting on the launch of the new Social Value Analysis Report, Dónal Traynor, CEO of Community Finance Ireland says:
“Delivering a social value of €4.63 for every €1 invested is a clear demonstration of the real difference Community Finance Ireland is making in communities across the island.
“The results of this analysis reflect what we consistently hear from our clients, which is that, with the support of social finance, they are able to make significant strides forward and invest in enhancements, projects and initiatives that would not otherwise be possible. We are proud to have a presence in every community on this island and look forward to continuing this work where it is needed most.”
Conor McGale of Rose Regeneration, who conducted this analysis, says, “The social value return on investment tells a powerful story about the tangible difference CFI is making in communities across the island. It provides a robust way of capturing real quality of life impacts across a range of measures, from health and wellbeing to social connection, economic growth, and access to learning and training.
“That CFI continues to deliver results of this scale is a significant achievement. It speaks not only to the clear and ongoing need for social finance, but also to the drive, ambition and commitment of volunteer-led organisations working to turn their vision for their communities into reality.”
If you would like to learn about how a loan from Community Finance Ireland could help move your next community project, contact your local CFI representative at [email protected].