Author: Jordan

Back in October 2025, I said goodbye to my AMEX Platinum Charge, calling time on a seven-year relationship. In one sense, this had been a long time coming. While I really loved the early days with NOOK and Platinum af’FAIR, watch shows and wine appreciation, double points and statement credit value, the card just wasn’t pulling its weight anymore. Like Marvel movies, it had started to feel less enjoyable and more like homework, and there came a point where I decided that enough was enough. To put it another way, it wasn’t just expensive— it was exhausting.  Six months later, I wanted to…

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Age Median 401(k) Savings Goal Gap 40s $162,143 $1,428,571 $1,266,428 50s $251,758 $1,428,571 $1,176,813 For early retirees, these aren’t finish lines: They’re starting points. Planning conservatively and saving above the benchmarks can mean the difference between running out of money and retiring with peace of mind. Accessing Your 401(k) Before 59½ It’s important to know that you can’t access your 401(k) funds without a 10% penalty until 59½, aside from limited exceptions. That means anyone retiring before 59½ will need a plan to cover expenses until those funds are accessible. Taxable brokerage accounts, Roth IRA contributions (which can be withdrawn…

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When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

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When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

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Selling any property can be tricky, but with buy-to-let there are added costs and taxes you’ll want to keep as low as possible.Here, Telegraph Money explains the steps savvy landlords can take to reduce your tax bill and get the maximum return from your buy-to-let sale.We will cover:Before delving into the ways to reduce your tax bill, it’s important to understand the tax landscape when selling a buy-to-let property in the 2026-27 tax year.Tax ratesThe current capital gains tax rates for residential property gains are as follows:Higher or additional-rate income taxpayer: 24pcBasic-rate income taxpayer: 18pcYou’ll only pay this tax if…

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The crypto market structure bill has seen almost no public progress in the past month. While it is quite difficult to predict the outcome of the bill, the window for passing it is narrowing. Many actions surrounding the market structure issue—such as statements from staff at the Securities and Exchange Commission (SEC)—are not permanent guidance. The SEC has time to issue rules that require public notice and comment periods, but this will take time. The market structure legislation aims to codify the goals of the crypto industry and regulatory rules into law, making it more difficult for future governments to…

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Broker support remains essential for landlords, who typically hold 6.5 buy-to-let loans, spread across an average of 2.1 lender relationships and with average total borrowing standing at £714,000, according to new data from Pegasus Insight.The research found that the majority continue to rely on intermediaries when arranging buy-to-let finance. This is particularly the case for landlords with larger portfolios or more complex borrowing structures.The Landlord Trends Q4 2025 shows that the multi-loan, multi-lender approach highlights the operational complexity involved in managing property finance. It means that, rather than a single mortgage product, many landlords are juggling multiple borrowing arrangements, with the added…

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Strategy’s Class A shares have stayed under pressure today even as Michael Saylor revived expectations of another Bitcoin purchase ahead of Monday’s disclosure window. MSTR was last trading at $171.02, down 0.84% on the session, while Bitcoin changed hands at about $78,016 after a strong April rebound. The divergence kept attention on the stock rather than only on Bitcoin, with investors watching whether another purchase would be large enough to shift sentiment around Strategy’s capital-raising model.The market focus follows Strategy’s April 20 announcement that it acquired 34,164 BTC for about $2.54 billion at an average price of $74,395 per coin. That…

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