Author: Jordan

12:01 AM, 17th April 2026, 35 seconds ago Landlords with buy to let borrowing are now managing multiple mortgages across different lenders, with portfolios increasingly shaped by layered finance arrangements. Pegasus Insight’s latest data shows that landlords with BTL loans hold an average of 6.5 mortgages, and these are typically spread across 2.1 lenders. Total borrowing sits at £714,000, pointing to the scale of exposure across many portfolios. The firm’s Landlord Trends Q4 2025 report also highlights that borrowing is rarely concentrated with a single provider. Instead, landlords are operating across a mix of products, often with differing terms, maturity…

Compiled & translated by: Deep Tide TechFlow Host: Taiki Maeda Podcast source: Taiki Maeda Original title: Bitcoin: The Beginning of The Most Hated Rally Broadcast date: April 16, 2026 Key points summary For the past month, I’ve been heavily buying BTC because I believe the bottom has been reached. In this video, I’ll explain in detail why BTC has broken out of its past 4-year cycle, is climbing up the “wall of fear,” and is embarking on an upward trend that almost no one believed in. Summary of key viewpoints On Sentiment and Cycles: The Questioned Rally “I think we…

Big-name mortgage lenders start cutting rates Estate Agent Today Source link

The Cambridge Building Society has reintroduced a range of fixed-rate mortgages across its core product offering. The updated range includes 2- and 5-year fixed rates available up to 95% loan-to-value (LTV), alongside buy-to-let (BTL) and retirement interest-only (RIO) options. The move adds to the society’s existing discounted variable rate products, expanding choice for first-time buyers, remortgage customers and home movers. Reintroduced rates include 5.59% for a 2-year fix at 90% LTV and 5.79% at 95% LTV, while 5-year fixed rates start from 5.69% at 90% LTV and 5.89% at 95% LTV. A 5-year fixed buy-to-let product is available at 5.54%,…

In 2022, our laboratory at the Milwaukee Metropolitan Sewerage District (MMSD) began the process of becoming My Green Lab certified. While our facility’s mission is environmental protection, I was often struck by how wasteful lab operations could be. I remember watching a coworker run a RODI tap into the sink for five minutes while pouring samples. When I asked why, he replied, “That’s the way we’ve always done it.” My Green Lab is designed to challenge those very assumptions.Getting startedI first encountered My Green Lab through a university friend and immediately saw its potential for our facility. As a supervisor,…

Tributes have continued to pour in from within Nigeria and abroad as Dr. Asu Kunemofa, Director of Finance and Accounts at the Niger Delta Development Commission (NDDC), marks another year. In a statement issued by its Board of Advisory Council, the 100 Most Notable Peace Icons Africa described Kunemofa as a contributor to Africa’s development through her role in public finance and leadership. Kunemofa, who has over two decades of experience, is recognised in professional circles for her work in public financial management. At the NDDC, she has been involved in efforts aimed at improving financial governance, accountability, and transparency,…

The Bank of America® Travel Rewards credit card is an affordable and straightforward travel rewards card with a generous welcome offer and no foreign transaction fees. It’s suitable for travel rewards beginners and anyone who wants to avoid an annual fee, but if you want elevated benefits, consider other travel credit cards. Annual fee $0 Welcome offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases. Introductory APR 0% Intro APR for 15 billing cycles for purchases and…

New data shows that 2,712 properties under Westminster City Council are currently being investigated for unlawful short-term letting (as of the 30th March 2026). The Property Buying Company sent Freedom of Information requests to local authorities in London to find out the number of recorded properties in breach of the 90-night rule. In London, you can legally rent your property as a short-term let for a maximum of 90 nights within a calendar year. To exceed this limit, landlords would need to request planning permission from their local council to seek approval. The law was introduced to protect homes for…

Producers of metals, grains and other raw materials rose as traders bet the commodities inflation triggered by the Iran war would continue. Copper futures remained near all-time highs, trading above $6.06 a pound. The interruption of fertilizer and aluminum production in the key Persian Gulf region is likely to affect grain and metals prices for the balance of the year, strategists have warned. Write to Rob Curran at rob.curran@dowjones.com (END) Dow Jones Newswires 04-16-26 1708ET Source link

Rightmove’s daily Buy To Let mortgage tracker shows how rates have increased since the start of the war in Iran, increasing cost pressures for landlords. While it’s early days and there’s no clear signs as yet, higher mortgage costs could impact new investment in the future. The average two‑year buy‑to‑let mortgage rate for a landlord purchasing a rental property with a 25% deposit is now 5.79%, up from 4.86% before the war in Iran started. Rightmove’s property expert Colleen Babcock says: “Rents holding steady this quarter reflects how affordability remains stretched, but also how supply and demand is more balanced. “With more homes available to rent and less competition between tenants, landlords are needing to position rents correctly for the current market to secure a tenant. “As market conditions rebalance, homes are…