Landbay has announced that it has cut rates by up to 20bps across products within both its Core and Specialist buy-to-let ranges, with the changes taking effect from today (17th June 2026).
The lender’s Core range covers standard properties for individuals, limited companies and LLPs, and is open to landlords with portfolios of any size, including those using AVM options. Specialist products, meanwhile, cover holiday lets, HMOs, MUFBs, and trading companies.
Within the Core range, five-year fixed-rate products at 75% LTV for Standard and AVM borrowers have been cut by 20bps and are now available from 4.74%. Two-year fixed rates in the same range have also fallen by 20bps, with pricing starting from 3.99%.
In the Specialist range, five-year fixed-rate HMO/MUFB products at 75% LTV have been reduced by 10bps and now start from 5.44%. Two-year fixed rates for the same product type have also dropped by 10bps, now available from 4.34%.
Landbay has extended the reductions to its Core Product Transfer options too. Five-year fixed rates up to 75% LTV are now available from 5.24%, while two-year fixes start from 4.24%.
- Core five-year fixed (75% LTV, Standard/AVM): down 20bps, from 4.74%
- Core two-year fixed: down 20bps, from 3.99%
- Specialist five-year fixed (75% LTV, HMO/MUFB): down 10bps, from 5.44%
- Specialist two-year fixed (HMO/MUFB): down 10bps, from 4.34%
- Core Product Transfer five-year fixed (75% LTV): from 5.24%
- Core Product Transfer two-year fixed: from 4.24%
The latest cuts follow similar reductions announced earlier this month across more than 50 products in Landbay’s Premier range, which covers standard and HMO products for landlords with up to 15 mortgaged properties and includes some of the lender’s most competitive pricing.
“Following the widespread reductions we announced within our Premier range earlier this month, we are pleased to be making further cuts across both our Core and Specialist products,” said Rob Stanton, sales and distribution director at Landbay (pictured).
“These latest changes mean brokers have access to even more competitive pricing across a wider range of landlord scenarios, wants and needs, whether they are placing straightforward buy-to-let cases or supporting clients with more specialist borrowing needs such as HMOs and MUFBs.”
He added, “While market conditions remain fluid, we remain committed to doing everything we can to support brokers and their landlord clients with competitive products, broad lending options and certainty of service.
“The strength of our proposition lies not only in pricing, but also in the breadth of choice we can offer, and these reductions ensure advisers have access to solutions that can meet the needs of landlords at all stages of their property investment journey.”