The Intermediary · https://theintermediary.co.uk/2026/06/paragon-bank-launches-tailored-service-for-non-standard-btl-cases/
Paragon Bank has launched a new ‘Tailored’ service for buy-to-let (BTL) mortgage applications that fall outside standard lending criteria.
The service offers brokers a route for more complex cases, including landlords seeking higher loan amounts, larger or more intricate portfolios, non-standard ownership structures, varied tenant types, or applications outside usual age parameters.
Applications are reviewed by dedicated underwriters who look at the full context of each case, including business structure, property assets, and wider portfolio strategy.
Brokers can access the service through Paragon’s intermediary portal by selecting ‘tailored’ within the BTL application journey.
Support is available from their business development manager or the tailored underwriting team, who can discuss cases before submission and provide guidance as applications progress.
The Tailored service allows flexibility during the application process.
Cases submitted under standard criteria that no longer fit can be assessed under the tailored route.
Applications submitted as tailored that meet standard criteria can be transferred to the main range.
Louisa Sedgwick (pictured), managing director of mortgages at Paragon Bank, said: “The buy-to-let market continues to evolve, with landlords operating increasingly diverse and often more complex businesses.
“While many cases fit well within standard criteria, there are others where a more considered approach is needed to reflect the full picture.
“Tailored has been developed to give brokers a clear route for those applications that don’t quite align with conventional structures, supported by direct access to experienced underwriters who can take a holistic view of each case.”
Sedgwick added: “By assessing applications on their individual merits, rather than applying a one-size-fits-all approach, we’re able to support brokers in placing a broader range of business, helping their landlord clients to progress with their investment plans.”
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