YBS Commercial Mortgages has reduced rates across its buy-to-let (BTL) and commercial mortgage ranges while introducing new 2-year fixed products to expand broker choice.
From today, 29th April, the lender has cut rates by up to 0.15% on 5-year fixed products for portfolio landlords, alongside equivalent reductions across its commercial mortgage range, including owner-occupied, commercial investment and semi-commercial products.
The update also includes the launch of a new suite of 2-year buy-to-let products up to 75% loan-to-value (LTV), with pricing starting from 4.90% up to 55% LTV with a 2% fee.
Within the revised range, 5-year fixed rates for buy-to-let borrowers now include 4.80% up to 65% LTV and 5.00% up to 75% LTV, both with 3% fees.
Semi-commercial investors can access a five-year fixed rate of 5.80% up to 65% LTV with a 2% fee.
Angela Norman (pictured), managing director of YBS Commercial Mortgages, said: “As market conditions have stabilised, we’re pleased to be able to pass on the benefit with these reductions and enhance our product range.
“These latest changes, including our new two-year product range, reflect our ongoing commitment to providing competitive pricing and choice, supporting brokers with products they can place with confidence.”

