In a post on X, the Greater Bengaluru Authority said: “Good News for Taxpayers! In the interest of citizens under the Greater Bengaluru Authority and the five city corporations of Bengaluru, the deadline to avail a 5% rebate on full payment of property tax for the financial year 2026–27 has been extended. New Deadline: 31-05-2026. Benefit: 5% rebate on full payment. Pay your property tax on time and take advantage of the rebate!”Bengaluru property tax e-Khata now can be downloaded using SAS ID, though some individuals might face issues accessing it but for most people it is accessible.
To tell you in brief about Khata, any assessable property liable to municipal tax requires a Khata entry. In Bengaluru, Khata applies to residential, commercial, industrial, mixed-use properties, and land situated within Bruhat Bengaluru Mahanagara Palike (BBMP) limits.
IAS M Maheshwar Rao, Chief Commissioner, Greater Bengaluru Area in a post on X said that as per the directions of D K Shivakumar, Deputy Chief Minister of Karnataka and Bengaluru In-charge Minister, the five Bengaluru city corporations have enabled online e-Khata download option using SAS Property Tax ID for the benefit of citizens.
Rao said on X: “Whole exercise has been done to make available about 13 lakh e-Khatas immediately to citizens and remove all red tape and delays.”
Here’s how to download e-Khata:
- Visit: https://BBMPeAasthi.karnataka.gov.in
- Login using mobile & OTP
- Enter your SAS Application Property Tax ID
- Download your e-Khata instantly
DK Shivakumar, deputy chief minister of Karnataka recently said on X: “Delivered as Promised. We made a promise to bring governance closer to the people, and today that promise stands fulfilled with over 23 lakh e-Khatas delivered in Bengaluru. This is our commitment to making public services simpler, faster, and more accessible to every citizen.”
Rao says that these e-Khatas are issued on an “As-Is-Where-Is” basis based on existing records and to make your e-Khata fully complete and to do transaction in sub registrar office – citizen will need to update the following details online:
- Aadhaar & e-KYC of owner
- Registered Sale Deed
- Property details (GPS & Photo)
- BESCOM ID (if applicable)
Do homebuyers in Bengaluru need Khata for applying for home loans?
Rahul Hingmire, Managing Partner, Vis Legis Law Practice says that most banks and Housing Finance Companies insist on Khata or A-Khata Extract before approving home loans, as it confirms that BBMP has recognised the property for taxation.
Hingmire says: “If the builder does not transfer Khata, banks often delay sanction, reduce valuation or reject the loan outright, making funding difficult.”
When should builders transfer Khata in homebuyers name?
According to B. Shravanth Shanker, Advocate-on-Record, Supreme Court of India, builders obtain Khata only after the project attains full statutory compliance.
Upon completion, they must secure the Occupancy Certificate, clear all property tax and betterment charges, and apply for a parent or bulk Khata for the entire project with the municipal authority.
Shanker says: “Individual Khatas can then be transferred to homebuyers after execution of the registered sale deed and delivery of possession.”
Under Section 17(1) of the Real Estate Regulation and Development Act, transfer of title is treated as complete only when Khata is transferred to the allottee. Karnataka RERA has consistently fixed a 30 day outer limit from registration and possession for this exercise.
Shanker says: “Any delay beyond this period is a statutory breach, exposing the builder to penalties, compensation claims, and coercive directions for compliance.”
What if the builder does not transfer Khata in the homebuyer’s name?
Advocate Sneha Bhogle practicing in the Telangana High Court says that if a builder fails to transfer Khata, ownership and the loan already sanctioned remain valid. However, buyers may face delays in loan enhancement, resale, or refinancing.
Bhogle says: “Persistent delay can be challenged before Karnataka Real Estate Regulatory Authority (KRERA) as a deficiency in service if Khata transfer was contractually promised.”