This information should not be interpreted as financial, tax or legal advice. Mortgage and loan rates are subject to change.
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Bridging loans remain one of the fastest ways to secure short-term property finance in the UK—whether you are buying at auction, refurbishing property, or managing a tight completion deadline.
Choosing the right lender is essential, as each specialises in different borrower types, asset classes, and risk appetites.
This list focusses on our experiences, which are with unregulated bridging loans (where the lending is not for a property the borrower will live in).
Identifying which lender is best suited to your needs and circumstances will take thorough research and a detailed understanding of your investment plans, get in touch with our advisors for our expert help.
1. LendInvest
LendInvest is a no-fuss lender offering straightforward underwriting requirements and an efficient process for timely completions.
Core specialisms:
- Diverse security property types
- Competitive interest rates
- Efficient underwriting processes
- Offers specialist solutions suited to refurbishments
2. Precise Mortgages
Precise Mortgages offers market leading interest rates and their processing is particularly suited to refurbishment projects. They also offer specialist lending solutions.
Core specialisms:
- Competitive on rate
- Generous loan sizes
- Residential property as security
- Specialist lending solutions
3. Together
Together is well known for taking a pragmatic lending approach—often considering cases that traditional lenders decline.
Core specialisms:
- Commercial, semi-commercial, residential property or land
- Unusual or non-standard properties
- Ability to lend in complex ownership structures
- Flexible on applicant profile
- New and experienced investors
4. Shawbrook Bank
Shawbrook is a specialist bank offering generous loan to value options on their bridging loan range across a range of property types.
Core specialisms:
- Commercial, semi-commercial and residential property
- Complex ownership structures
- Generous on loan to value
- New and experienced investors
5. West One Loans
West One are efficient on processing cases in a range of scenarios, including auction purchases and accept a diverse range of property types.
Core specialisms:
- Commercial, semi commercial and residential property
- Efficient case processing
- Specialist lending solutions
- Auction purchases
- New and experienced investors